Trump JUST Flipped the Housing Market [-25%!!]

hey Ry Kevin here Donald Trump may have

just flipped the housing market and it's

really important for you to understand a

how this could affect your housing

market and B what some strategies might

be for you to get to the next level in

Real Estate wealth keep in mind I've

been doing real estate for 15 years I'm

a big fan of buying cheap real estate

but low market value real estate and

protecting myself with a fat insulative

layer I call buying in the wedge but we

talk a lot about that on the channel for

now let's just talk about what's going

on and These Warnings that we're getting

from companies like Dr Horton how

realistic are they what's going on with

pricing and what do you need to know

about the post Trump election housing

market well let's get started so first

we're going to look backwards a little

bit we're going to look for these yellow

lines here to get the median sales

prices of homes in various different

Metro areas and so what you'll find is

an area like Atlanta Georgia has already

seen prices Dro by about

6.7% from its peak around the beginning

of the month uh beginning of 2024 so

right around March and April we saw a

surge in home prices which we seasonally

tend to see anyway most buyers byy March

and April to about that June season

before people go back to school and

pricing is usually at its lowest when

you're in those winter months so October

November January February March H not so

much March that's when it starts turning

around so ending in February when the

snow starts melting off those are buy

times and you tend to see this

seasonally but it's worth noting that

from Peak we're down in Georgia from

Peak we're also down in San Diego

average price or rather median price

down to

889 from

949 at Peak this summer also about a

6.4% decline both of these markets

though higher prices in 2024 than what

we saw in 2023 and 2 and previously like

20121 the same can't be said though

about Boise Idaho Boise Idaho you've

actually seen a significant correction

in real estate prices look at this

median sales price of

$546,000 in that early March April

season I know this says may but remember

it takes about 60 30 60 days for homes

to close so I always adjust by about 1

to two months prior to that for when the

sales actually took place to when they

close but anyway you went from $ 546 to

a present price of about

$476

,000 that represents a peak to trough

difference of almost 133% in Boise a lot

of this by the way is probably because

of what I call the postco boom where you

have covid markets that promise freedom

and freedom from restraints like what

you had in California work from home

opportunities which you didn't really

get a lot of in California people were

leaving to be free outside and work from

home why pay California prices if you

can work from home anywhere else right

that's the idea uh so people moved to

Florida and Boise or Austin Texas and a

lot of that excess demand led to a

bubbling up of prices in these markets

and a subsequent sort of return to the

median you can see here 20 21 2 3 and

four prices all relatively Consolidated

around this range somewhat suggesting

that maybe a bottom is in for some of

the covid markets which actually

presents an opportunity for you if you

could start thinking about buying in

this consolidation and picking up the

bottom right let's look at Austin Texas

you'll actually see with the exception

of the last couple weeks here Austin

Texas has had lower prices in almost all

of 2024

compared to any of the prior years here

Austin Texas is a perfect example of

sort of this covid bubble that has

popped

$435,000 divided by

$574,000 that puts you down almost

25% in pricing from peak in Austin Texas

but look you're consolidating now at

almost that low level that we saw at the

end of 23 and in this Consolidated range

here suggesting again maybe a bottom is

finally in Nationwide you'll actually

find that outside of just those covid

markets like a Boise or an Austin or

parts of Florida you actually find that

real estate median sale prices are

higher than if any year prior likely

just because of the inflation that we've

been seeing and therefore as real estate

tends to be an inflationary hedge we see

real estate prices float up with it so

what does this mean for us and what

warnings are being made out out there

well some of them have to do with Dr

Horton and DR Horton warns in their

earnings call about volatility because

of uncertainty around the election

season though even though they are

concerned about that volatility they're

still seeing strong demand they're just

finding buyers are worried about the

election in fact they say it here we

believe the volatility of rates combined

with General uncertainty during the

election season is causing some buyers

to stay on the sidelines but something

that's really important to remember

which might not be really evident is a

lot of folks talking about These

Warnings from Dr Horton refer to the DR

Horton earnings call that took place at

the end of October which took place

before the election now why does that

matter because things have massively

flipped since this earnings call and I

want to tell you how things have changed

but first quick shout out meetkevin.com

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real estate Advanced Tax Strategies

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get trade alerts you get course member

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analysis a lot of perspective as a

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that I have also by the way if you go to

the pre-order page I have brought back

the options to Shadow me so if you're

interested in shadowing me uh you can

actually go to the Black Friday special

to Shadow me plus one uh is also an

option if you want to bring someone

along but we've got a Black Friday

special to Shadow me as I look for real

estate in person think of it like a real

estate consultation in person where I

take you out as we go look at real

estate feel free to come join us so

anyway that's over at meetkevin.com okay

so continuing though what has flipped

after the Trump election well not

interest rates interest rates have gone

up substantially since Donald Trump was

elected but I suspect in 2025 interest

rates are going to plummet mostly As the

job market weakens now it's possible

that the job market will strengthen over

the next couple months I don't think it

will but it's possible that it will and

if it does then interest rates will stay

high and continue to pressure real

estate but if I'm right and we continue

or start seeing even worse job reports

that's going to be a really important

signal for you to do two important

things and know neither of those are

going to meet kevin.com and checking out

on the Trump course for $2.99 or

shadowing me you can do that though no

the two things that you got to do have

to do with a home equity line of credit

and consider buying but I want to tell

you when to consider buying first though

if you already own real estate I highly

encourage you set up a home equity line

of credit as soon as possible some of

your local lenders and Community Banks

will offer home equity lines of credit

that let you take up to 90% of equity

out of your property now I don't

recommend that you over leverage real

estate ever but what I recommend you do

is you set up the optionality with a

home equity line of credit to take

advantage of investment opportunities

that come up in fixer up or real estate

or business opportunities or otherwise

so that way if we do end up heading into

a slower time you have access to

additional Capital usually it's very

difficult to actually get a credit line

in a d tough time like a recession but

if you set up the credit line beforehand

or you draw it before they potentially

get Frozen you have access to extra

Capital that could be a GameChanger for

for you in terms of business flexibility

and home equity lines of credit can be a

tax write off if the debt follows a

business purpose or rental property

investment those are just the kinds of

Tax Strategies we'll be talking about by

the way in the trumponomics course so I

really think everybody wants to be part

of trumponomics whether you're a

beginner in college you're just getting

started or you've already got an

advanced net worth this is not going to

be a course you're going to want to miss

because it's just going to streamline

you on what to do under Trump in 2025

but as far as home equ credit I highly

encourage you have one in place now I

know rates are high today but you don't

have to pay the interest rates today

because you don't have to draw the line

just establish it pay for the appraisal

sometimes you can get that free uh and

pay the annual renewal fee for the helux

but have the home equity line of credit

in place and only use it when it makes

sense to since they're variable the

interest rates can come down you can

generally use them like a credit card

you could draw on them and pay them off

for about a 10year period and after that

10-year period they lock and then you

amortize them which means fully pay them

off over 20 years with a fixed interest

payment or fixed payment every line

depends whether you end up getting a

variable or a fixed term talk to your

Banker on that one but having a credit

line and having that optionality I think

is a great idea I think everybody who

already owns real estate should consider

that remember you can get them as a

second loan after your mortgage as well

so you don't have to get rid of your

mortgage to tap that Equity out now

another thing to consider I think is

potentially buying the dip in the winter

months I'm a really big fan of buying

the dip in the winter I love buying real

estate in the winter and here's what I'm

seeing right now exclusive luxury level

real estate higher end real estate is

exploding right now post Trump because

people think yes the business

environment is going to be great let's

buy real estate a lot of that

uncertainty has turned into enthusiasm

and so people are actually buying more

now than they were right before the

election they were really waiting for

the election to pass and now you're

seeing more buying in real estate and

frankly a lot of luxury real estate even

luxury development opportunities

probably have popped up a lot because of

the Trump election however you're still

seeing problems and pain in the lower

end Market this is going to be in your

you know mid fours to $600,000 range

these buyers are really tapped out which

does mean you're seeing more price

compression in that low lower end which

won't necessarily show up in the market

data for you know median prices but that

lower end is having more compression not

only on rent values but also in sales

values which does potentially create

some opportunities to buy the dip if you

can negotiate a really good deal keep in

mind in that Trump course I'll also be

teaching you how to negotiate these

deals so you want to be a part of that

but I think there are plenty of

opportunities to buy deals especially

even considering some of these covid

markets where think we might be close to

a bottom in some of these Co markets

which creates exciting opportunities now

I don't think you're going to have a

huge rush even as interest rates come

down if interest rates come down

substantially it's probably because

we're going into a recessionary

environment so I'm not too terribly

worried about this feeling that oh my

gosh like if you don't buy now you're

going to be screwed and you're going to

miss out I don't think you're going to

see that sort of covid bubbling up again

uh but whatever happens I'll keep you

updated with tax policies and what's

going on with Trump in that trumponomics

course so make sure you're part of that

again pre- order it now the content will

be out on the 17th but really think

about getting started how do you get

started limit your debt don't buy a new

car right now don't Finance new things

right now keep your debt to income free

and available to go shop for Real Estate

so you could qualify for that real

estate even though interest rates are

high right now if you could get a really

good deal it might be worth paying the

higher rate you might just have to put a

little bit more down to make it make

sense for you anyway these are some of

my thoughts on real estate market and

really I think there's a good chance

here Trump has flipped the real estate

market to the better I don't see another

2008 in real estate I do see another

2003 where we have a valuation

correction in the stock market but I

think the real estate market will be

relatively insulated from this and I

think lower rates are just going to

benefit asset owners like house hack.com

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house hack.com for now though really

what do you want to think about Co

bubble markets may be at a bottom number

one number two if you own real estate

get a home equity line of credit number

three keep your debt and expenses low

and save up cash so that way you could

go buy the dip you don't have to buy

everything you really just need one good

deal go grab a good deal get to work

it's totally worth owning real estate in

my opinion is the best way to build

wealth next to having a higher income

Building Wealth through real estate is

an absolute Game Changer I'll teach you

all the tips and tricks not only on the

channel so make sure to subscribe but

over at me kevin.com in that

trumponomics group thanks so much for

watching we'll see you all soon thanks

goodbye do not advertise these things

that you told us here I feel like nobody

else knows about this we'll we'll try

little advertising and see how it Go

congratulations man you have done so

much people love you people look up to

you Kevin PA there financial analyst and

YouTuber meet Kevin always great to get

your take