struggling massively

everyone me Kevin here I don't usually

make videos like this but I hope that

there are a lot of things you can learn

in this video about Not only motivation

but success and getting through hard

times and struggles so let's just start

where everybody's really frustrated the

fed the FED reality is that we don't

have control over the FED it's kind of

like that feeling of being on a plane

and there's turbulence or you hear like

a weird sound when you're a pilot you're

like no biggie like I can see everything

that's going on I know everything's good

I got all the little indicators he's

good but everybody behind is like oh my

gosh what the heck is going on I I kind

of think that's how the FED is today and

unfortunately that leads to a lot of

fear and quite frankly depression for a

lot of the people in the back and the

people in the back those are Americans

those are people around the world who

are like what the hell like rates are so

high things are so expensive inflation

has taken such a toll on pricing and yes

we know that maybe going forward

inflation should be lower it doesn't

mean prices are going to get lower

things are still hard and it's harder to

sell things because people have less

money and that sucks ultimately we then

kind of look at our own situation we

like hm my money's going less far it's

harder for me to get ahead because

everything I want to do costs more money

it's harder to get educated to do

something like it's certainly harder to

take on student loan debt or justify

that or even just to sign up for

practice tests to try to get a new

license or something all of that costs

more the opportunity costs are more

valuable on top of that it's harder to

actually sell new goods and services

because everybody is feeling the same

kind of crimp so any business owner or

entrepreneur is kind of frustrated right

now it's nearly impossible to raise

money knock on wood still doing great

with house Haack I'm just saying like in

the whole Venture Capital World we'll

talk more about house and mon Venture

Capital world is stalling not only that

but people who are employees have to

deal with owners or managers who are

more frustrated because maybe it's

harder for them to meet payroll maybe

it's harder for them

to cut costs because there's a limit to

how much you could cut cost us despite

the fact that it's harder to sell things

these are tough times like the tough

times sadly might just be getting

started and that's probably the scariest

part we think oh but rates have been

going up for 18 months yeah but we all

had a big cushion you know I brought

this pillow here it's a down pillow and

it's kind of like you know on this side

you got the pilot or jpow going all

right boys we're going to hit some

turbulence and you're like no problem

I'm ready

you know like all right big deal I got

my cushion but after hitting it so much

that cushion is kind of turning into a

rock you know the cushions going away

and so what you're left with now is kind

of like ow ow you know like what the

heck all right now now it's starting to

hurt so that's kind of the lag we talk

about in monetary policy the problem is

that leads to more depression and more

feeling of struggle because you can

like it let's put it this way in America

we like to feel that the harder I work

the luckier I get right that's like the

Mantra of

America but what's the reality in this

environment that we're in right now well

it's I used to work hard and I got lucky

now I'm working five times as hard and

I'm getting half or a quarter as

lucky right so it's like wait a minute

it used to be one for one now it's like

5 to a quarter this is not fair this

sucks uh and so this is where what I'm

finding in dealing with contractors 99%

of them are great 1% are total lame but

that's true in every industry 99% are

wonderful 99% of the Realtors were're

working with are wonderful of course the

problems in every part of the business

world right uh

99% of of the efforts of everyone are

are good intentions and people are

trying to do their best but the problem

is you go into an environment like this

everyone's getting a little more tense

and I think that's ultimately what

Jerome Powell is trying to get everybody

to because even if Jerome Powell is

sitting there which I believe they sit

in their Ivory Tower like this we know

inflation is like forward inflation is

gone we know prices have come up a lot

but our job is not bringing prices down

our job is stable prices so I think the

FED is sitting there Ivory Tower gun

we have stable prices yes but we can't

tell anyone that yet because as soon as

we do prices will become unstable again

so we'll just keep pooping on all the

people all the plebs and it's like must

be nice to be the FED with the power of

the money printer it's probably the most

powerful institution in the world it's

it's insane it finances Wars it finances

the incentives for stimulus for for ESG

for Ev for whatever you want politics

you know it all flows through this it's

insane so problem is as a normal

hardworking American we are now bearing

the brunt and this could get harder of

oh this is what they mean by inflation

expectations they literally want us to

expect that oh they're they're going to

keep doing this until not only it hurts

but it like bleeds and break bone breaks

bones and keeps going that's a risk and

it's something that we kind of have to

look at and start preparing

for of course that doesn't limit the

fact that we have a lot of other things

going on in all of our own lives none of

us are solely waking up every day caring

about the Federal Reserve I'll give an

example I'm trying my best to dedicate

more time as sort of what I call uh solo

daddy Sun Trips so I'll give you an

example oh here's a picture by the way

of Max uh sitting by the coffee machine

when we were making coffee in the

morning but uh I want to show you some

pictures here these pictures are just

Jack and Kevin and what we did is we

just did a little daddy Sun trip and the

reality is I want to you know do

whatever I can to work hard and keep

working uh and the harder we work these

times it's sort of like okay we're we're

working harder and we're getting less

Lucky in things but that doesn't take

away from the fact that we want to do

everything we can to make make sure

we're still there for our family because

really that's what matters like here's

Jack fearful about going on one of these

big slides that has that sudden drop off

at the top but I convinced him to go on

it and he got you know he was I had to

bribe him with the Legos but it worked

out uh here's us having What I Call Wine

together in the hotel at night right the

I think these things are really

important but they do these these occur

in everyone's lives whether it's your

time with your mom or your dad or your

son or your daughter or your girlfriend

or your boyfriend or even just your

co-workers because those are your your

friends and like your family

right we can't work so hard while at the

same time getting less results just

because of timing timing is rough and

then just keep working hard to the point

where we're not taking time for the

people around us and so one of the ways

that I found to sort of balance this

because it's really difficult ult to try

to work really hard but then balance

time for everyone one of the ways I

found is there's a difference between

being present and being present no that

sounds complicated but basically it's

really easy to say I'mma Be there and

you're sort of like in the living room

with your family all day long but you're

on the computer and you're walking away

to do phone calls and your mind is

really on studying or office work or

whatever it is there's a difference

between doing that for let's say 40

hours a week and taking a 16-hour day

where you go breakfast lunch dinner fun

travel Parks everything together with

one person those 16 hours of pure

quality time where you're not distracted

by your phone or something else that's

worth more than the 40 hours of

distracted time so what I've done in my

life is and I'm not perfect about this

but I've tried to become much more

intentional with my time when I'm doing

something I'm turning off the the other

distractions I've actually found my

phone to be extremely unproductive and

think about it you need to send an email

you're typing on your phone at like 25

words per minute you have a keyboard and

you know how to type you know you're

typing 80 to 120 words per minute it

goes fast way I mean just that

practicality alone is way faster when

you need to do accounting or QuickBooks

or receipts scanning documents bill pay

whatever it's all easier on your

computer yes is it possible remotely on

your phone sure but then you're dealing

with connection issues and everything's

slower and you're switching apps and

it's harder to do that on the phone or

you're hotspotting and this is slow and

that's slow like it's all trash you know

people are like oh you know you could do

it on plane Wi-Fi bro you can't do

anything on Plain Wi-Fi you know it's

like there there's a time and place for

everything and the more intentional you

are the more capable you're able to be

and the more micro successes you're able

to have and see that's something else

that I think is really important is for

me I look at you know this trip that I

had with Jack uh as sort of like a micro

success oh this is them in the living

room as as a a micro success of okay

like let's do more of that those are the

things that I want to look forward to

here's an example of where I did this

with Max the week before so one weekend

it was Jack's turn then the other

weekend it was Max's Turn This Is Us at

Sushi together you know reading Lego

magazines together uh what what you know

going to the LEGO store as well playing

Legos in the hotel room here he is

asleep cute guy uh anyway uh but

here yeah here's him being uh uh uh I

don't know what he

is oh here he

comes yeah the these These are great

things I think that we should all look

forward to and we should try to be

intentional about this but beyond

this we have to have Micro wins and

micro successes in order to feel like it

makes sense to keep going so how do you

do this maybe without children well give

an example you might look at the stock

market and be like this is freaking

depressing and it's just like you just

kind of want to like drink a beer or I

don't know for some people maybe it's

smoke or it's just go to sleep or not

get out of bed or whatever it is right

it's really depressing uh but there's

nothing you can do about that like

there's we talked about this already

before the fight ORF flight and the

stock market sure you could sell

everything is that the right thing to do

to be emotional kind of him haha are you

going to trade are you going to turn

your entire investing thesis upside down

because you know of some temporary

Market fluctuations better thing to do

in my opinion is focus on micro

successes so micro successes are

something that I like to do with like

test practice for example so right now

I'm studying for a series 27 an siie and

a series 14 these These are big tests

they're hard and what I like to do is if

I know I have to sit there and take you

know 120 question test practice test I'm

probably not going to do it like it's

it's a pain in the butt I don't like to

do it so instead what I like to do is

I'd rather take like 10 to 20 little 10

question tests cuz I can bang those out

really quickly and then switch and it's

like okay I got a I got a win in like I

got that win in now I'm going to study a

little bit more I'm going to read a

little more material now I'm going to

take another one and that back and forth

leads to more micro successes which

makes me feel like okay great like I got

out of bed I'm having a little micro

test okay it's just 10 questions it's

not that hard just get out of bed but

now I'm going to go make a cup of coffee

and I'm going to take another micro test

right and that's really those microw

wins they work in a lot of things they

don't just work in practice tests they

don't just work with your family but

quite frankly they work in almost

everything little micro goals something

you could do as well to kind of trick

yourself with timing is set deadlines

like okay I'm going to meet this person

at a certain time like it's going to be

I'm going to give a hug to my spouse or

I'm going to you know go to the park

with my I don't know child for 20

minutes or I'm going to go meet someone

for coffee now all of a sudden the time

right before that deadline you're much

more productive when when you have

nothing on your calendar surprisingly it

tend to be highly unproductive so now

you have control though you're setting

these little micro deadlines I found I

find that very useful so these are like

little little things I find very useful

uh systems very very important as well I

mean look I'm running people get

confused by this so I I wanted to make a

little map and it has to do with you

know house hack

but I made this little chart and I think

it's an easier way to kind of explain

what I'm doing but basically this is my

system right now so I'm going to take a

little green pen here and explain this

so the community that's us right that's

us being able to share frustrations in

the comments I read your comments and

then I try to this is why I'm making

this video I try to help and I I I want

to add perspectives and provide value to

maybe how how you can improve so love

community that has enabled us to create

at a onetoone valuation a fund raise for

house hacks something that we think is

an incredible real estate startup it's

not a read it's it's a real estate

corporation that we think can have a

very great valuation in the future I

mean knock on door knock on the door we

can't guarantee that you should read the

offering circular be familiar with the

risks of investing with startups and

everything go to house act.com but that

house hack system will enable us to

create mini funds that's part of house

hack right these are house hack mini

funds so these are all the same

companies but in order to facilitate

this we're also running a secret project

outside of house hack that will also

help make this much easier for house

hack so that's why you know sometimes

people they're like oh Kevin here you

are doing YouTube and here you are doing

house hack and here you are getting

these Securities licenses they all are

laser focused on the same Mission I

can't have really any of these be the

greatest success they can be without the

others now if I start jump you know

throwing in there now now I'm going to

become a professional Fisher man you

know it has nothing at all to do well

then that's a problem that's a

distraction and so that's worth bringing

up it's really important to cut out

distractions and again be intentional so

and and I I hate saying this but you

know a lot of people and a lot of times

we get told you look you want to have a

happier life you got to say yes just say

yes to everything yes I'll do that yes

I'll help you with that yes I'll go do

that chore for you yes I'll go on that

trip uh yes whatever you want to be a

yes man you know a yes person you want

to say yes to

everything but that's impossible if you

want to be focused on your laser

anything that is not focused on your

laser going forward you kind of have to

say no to unless you have your own stuff

together and so for me my laser is house

hack and mini funds and building our

community all of those are laser

together they all support each other

because all of those aspects of house

hack work in conjunction with our

community and vice versa so that

intentionality is super useful some

other things that are really useful as

well I found surprisingly sleeping more

maybe unsurprisingly for many is

actually really useful because you could

be much more productive during the day

there are times where it's like oh yeah

I can sleep 5 hours a day and I can

function but I would rather cut out and

again say no to something like oh let's

go do an escape room at you know 8:00

and go for a drink or whatever it's it's

so easy to always say yes to that but if

you always say yes to that you break

routines and routines are already so

hard to stay consistent with so I'd

rather go to sleep by say 9 and then

wake up at 4: that gives me 7 hours if I

can get S and a half hours is great now

the next day everything I do is much

more efficient it's really incredible

when you when you rob sleep Beyond say 7

hours you start going into five six

hours your actual output declines so

you're awake for more hours but maybe

let's say you only got a 100 tasks done

where if you had slept the extra 2 hours

you would have gotten 200 tasks done so

now all of a sudden your output is

exponentially higher when you actually

have enough energy to do that and that's

where basic things like a little bit of

cardio and really good nutrition or

super useful as well I'll give you an

example with this so if I wake up at you

know 4:00 but I was up until midnight

let's say or 11:00 that next day I find

myself kind of staring at the computer I

know I got to do let's say a practice

test right and I'm staring at it with a

coffee mug

going and so all of a sudden it's like

it takes me 3 minutes to answer the

question instead of one so I'm answering

questions 33% as fast because I decided

to Rob 2 hours out of the day uh to give

myself two more waking hours to work but

2 hours out of the day is 8% of the day

so I'm getting 8% but I'm losing you

know 67% productivity that's insane it

doesn't make sense it's not a good

tradeoff now until we actually think

about it that way it's like dang never

thought about it that way we don't

actually value sleep just like we don't

value nutrition and give you an example

you want to you want to prove how

important nutrition is it's actually one

of the new verse Pro courses that we

have for sale go check them out there

are ton of new ver Pro courses that give

some really good perspective uh all of

those uh will be released uh shortly

after Black Friday before the end of the

year so in that sort of time frame and

the price will probably be double by the

time they they come out that's the

expectation but anyway I'll give you

another example you want to prove how

important nutrition is go uh wake up you

know you let's say you have work to do

at 8 and you know usually in the morning

we're really competent right we're

capable don't don't like skip your food

in the morning or whatever so let's say

you woke up at 600 7 8 whatever you go

to work at 800 or 9: something like that

1 hour after you go to work not 2:00 not

lunchtime okay none of that 1 hour after

you get to work when you should be in

like that really high productivity State

purpose is you should be most alert and

most capable right when you're starting

like an hour into your work when you're

in that groove right go to Red Robin get

a double burger like you know double

Patty I want you to load up on saturated

fat

cheese red meat have some french fries

throw some mayo on there you don't have

to eat it all I don't want you to stuff

yourself there's a purpose of this don't

stuff yourself so don't eat at all but

just eat enough to where you feel full

okay then put the rest down point is now

you filled yourself up with nearly pure

saturated fats obviously there's some

carbs and protein in there but that's

not going to matter more than the

saturated fats you just gave yourself

saturated fats affect every single cell

in your body they tense up your cell

membranes throughout your entire body

and guess what you will probably feel

within an hour to 2 hours sleepy groggy

tired

inefficient

incapable everything shuts down when you

eat trash whereas like you know I feel

pretty good right now about an hour ago

I had like half a sack of these I

probably feel just as full you know this

has 11 this has this whole bag is

330 calories that's insane that's like

three bites of a hamburger of the double

cheese hamburger I explained but uh you

know I probably had a pound of these so

I feel pretty PR dang full and I know I

probably at overate on them but there's

no bad feeling that comes with eating

veggies or fruit other than maybe a

little bit of fullness if you ate too

much but it doesn't slow you down it

doesn't affect your cell membranes so

it's fascinating because these are

little things little refinements through

your life that can make that struggle

the struggle of that lack of control of

the FED easier because now you're making

micro wins and if you can micro win

guess what you're doing you're trying

where everybody else is not it is so

much easier to just roll back in bed and

give up because the market sucks or the

FED sucks you just give up why bother

getting a license it's all rigged why

bother trying it's all going to fail why

bother making money the dollar is going

to go to zero you can make excuses all

freaking day long but you know what I

like to do I like to listen to everybody

making those excuses and I like to say

thank you thank you for making the

excuses because if you make the excuses

that means I can succeed more and so

that's what I really want to encourage

all of my viewers to think about and

thank you for being part of this

community too but I want everybody to

really think about that is the more

intentional you can be during hard times

when everybody else is struggling as

well not saying you're not struggling

but everybody else is struggling as well

you start

winning not necessarily right away but

in 2 years from now when you've been

working your butt off being intentional

and being really refined about

everything we've talked about here and

everybody else just rolled around back

into bed because they were depressed

about the market you'll actually be able

to win while everybody else is like how

are you winning so much keep that and

good luck why not advertise these things

that you told us here I feel like nobody

else knows about this we we'll try a

little advertising and see how it goes

congratulations man you have done so

much people love you people look up to

you Kevin P there financial analyst and

YouTuber but meet Kevin always great to

get your

take