Trump's Latest Appointment CHANGES EVERYTHING | Money Warning.

hey everyone me Kevin here this is great

news Donald Trump's latest pick for

treasury secretary is an absolute Game

Changer and in this video I'm going to

talk about what you should be

considering when it comes to investing

but also your personal finances let me

actually start with that and then I'll

talk about why which is the more boring

part the person and the background and

all of that first thing you got to do

the bottom line okay and and look I've

got a ton of FAL licenses real real

estate broker license uh Financial

advisory license all these if there's

one thing I can tell you to put all this

together as not personalized advice

hashsum bro get a home equity line of

credit ASAP so for the 70% of you that

own a home please consider the following

when markets are high which in many

markets they are it's easier to

refinance or or or get a home equity

line of credit rather uh at a higher

level to get a higher valuation for your

property even if valuations do not

decline if we go into a harder economic

time with tighter lending conditions or

recession it's going to be nearly

impossible for you to get that Equity

out of your property now I know what

you're saying Kevin this is stupid why

do I want a home equity line of credit

at 8% well this is the beautiful thing

that maybe you just don't know about and

that is totally understandable nobody

teaches this but this is why I'm making

this video along with all other things

we're going to talk about the stock

market and who this guy is that Donald

Trump just

picked home home equity lines of credit

are variable they're not going to

replace your first mortgage they're

second mortgage they're variable

interest rate which means yeah even if

you sign up for home equity line of

credit right now at 9% don't use it to

pay off your credit cards or your car or

other stuff just leave it there leave it

and then in a year or two if let's say

we're in a recession or we're trending

towards one and rates all of a sudden

have fallen and your variable interest

on this credit line has fallen

substantially as well you could pull it

out at that point see you only pay

interest when you actually draw on it

it's kind of like having a credit card

attached to your home it's crazy it's a

really really good deal educate yourself

on that maybe if you're interested I can

make a more detailed video on this but I

think it is a really good hack yes they

can freeze credit lines so usually what

we do is right when things are starting

to poop the fan you take the money out

and you put it into like a savings

account so that way it's drawn but

that's things aren't hitting the fan

right now it's more like the opposite

you know things are doing really well

right now which is the perfect time to

establish that kind of debt now the next

thing that's happening is you've got the

Russell 2000 at alltime highs which is

great but this also comes with a little

bit of a warning see a lot of enthusiasm

is getting priced into markets right now

because of Donald Trump's appointments

especially his appointment of Treasury

secretary today which is actually rein

verted the yield curve yeah how freaking

crazy is this the 10year treasury right

now sits at

4.3% the 2 years sits at

4.31 this is the bond market screaming

that we are literally in 2006 and 2007

where we're vacillating between

inversion and

uninversity poopy just not now in the

future remember it's usually not until

you're between 50 to 90 basis points

uninverted that markets really actually

hit the tank like or you know blow up

basically things really go bad so for

now the party can keep going one of the

reasons the party keeps going is because

uh Steve basson the the treasury

secretary appointing he's seen as anti-

tariff it's cuz he's a hedge fund guy

okay he's kind of like a short seller

you know he'll short interest rates

he'll make macro moves he used to

actually work for George Soros then

spun-off and did his own hedge fund

which was really kind of incredible is

he's a macr Trader and yeah he shorts

but he knows economics he understands

macroeconomics he knows what happens

with a strong dollar a weak dollar what

happens with tariffs how bad tariffs are

and so people think he wants to f fast

walk taxes uh tax cuts that is and slow

walk tariffs it's literally the best

case scenario yes Trump these tax cuts

are great in fact let's make the 2017

tax cuts permanent let's have more

percent tax cuts let's come up with a

three arrows policy and that's going to

be 3% GDP by 2028 3% regulation

reduction every single year and three

count of three more million barrels of

oils we going to drill baby drill every

single day so people are looking at this

and it's like if you look at the numbers

it's like yields down because

inflationary fears are down gold down

oil down all of those are telling you

inflationary fears down which is great

you know this is like you know if if

you're Steve you should be happy right

now because the market is basically

cheering you the Market's really happy

about you and it's it's it's like it's

really flattering for Steve uh but so

from a personal point of view look this

is great lower taxes slower walking

tariffs but I want to be pretty clear

about this I personally think a lot of

the Tariff talk was overblown anyway and

so so this just sort of reiterates that

and kind of more confirms this and I

personally think that unfortunately

markets can get very very exuberant in

good times and they kind of assume that

the Trump Administration is going to get

everything done perfectly and and while

I I hope they can get their initiatives

through I I I hope that just you know

because they' they've got great plans uh

for for especially business right

usually things just move slower than you

expect so markets just aren't pricing in

a hedge for that and this is why I think

the best hedge is actually what's

blowing off its bottom support line

right now of $90 the best hedge right

now I'm sorry to shill it again but it's

TLT I mean consider that TLT right now

it's bouncing off of that 90 level it's

at 92 right now it's your longer uh bond

duration fund you can get options on it

use it as a hedge be careful you know if

there's a second wave of inflation it

could tank or if there are even fears of

a second wave of inflation which I think

are unrealistic anyway uh but the more

yields fall the more that goes up and

actually gives you money to potentially

buy the dip if there's a market

correction as markets realize oh darn

all of our hopes aren't coming true as

fast as we thought with you know

business skyrocketing in 2025 oh no

maybe there's a little bit of a Slowdown

and more layoffs in 2025 oh no this is

recessionary right TLT should do

exceptionally well in this case I have a

price target of $130 for it maybe I'm

biased I'm not sure what came first my

interest in it or my bias I'm not sure

uh but other than that another one

that's like fundamentally undervalued

still is end phase okay I've been

talking about this since it's HED $60

floor it's now at $72 in just the last

week it's up 9% today this has the

potential to keep going I've been

talking about super micro going from $22

uh up to where it is now it's at $37

it's up 11% on the day it's probably

going to keep going these have

fundamental support rather than only

momentum support this is something to

pay attention to today and I mention it

in my Alpha report you know how to get

that already meet kevin.com Alpha but we

talk about how you know when you have

fundamental support on something the

stock could fall you know super micro

fell 7% one day last week on Nvidia

earnings day and recovered all of that

and way more because it's it's not just

a momentum play it's really a

fundamental play that has momentum keep

that in mind the momentum could

obviously slow but watch that at the

same time you've got Nvidia topping out

and you're going to find this with some

of the mag sevens is people are rotating

out of the mag 7 they're rotating out of

the highest cash flow stocks like the

Facebooks uh and and the invas and

they're rotating away from these which

are actually generating massive cash

flows they're really good companies

really good companies and I'm not in

them I'm just saying they're very very

good companies but people are rotating

out of them and they're rotating into

the higher risk smaller cap companies

like pelaton you know pelaton stock has

doubled over the last month but its

revenues are flat it's losing money and

its margins are stable which means it

doesn't have much hope of getting out of

losing money anytime soon so you have

this sort of like dare I say looniness

that oh every small company is going to

do great in 2025 I actually think the

opposite is true I actually think you're

going to see more bankruptcies than ever

before in 25 and the smallest companies

were actually your highest risk

companies and this is true under a Steve

Bassin uh you know treasury

Administration as well mostly because

you have to also remember the treasury

secretary uh operates under the

direction of the president yes but also

via

interpreting Congressional law so when

for example the inflation reduction Act

is passed under Biden who interprets the

rules of the inflation reduction act to

actually create the tax benefits and and

and you know what vehicles qualify the

treasury Department great so in other

words you have to pass Bills first which

probably won't happen until May or June

then you have to interpret them at the

treasury which probably won't happen

until the end of 25 or 26 which is

probably also when you get your tax cut

so in other words you going have to have

some patience for this treasury

secretary but in the meantime it does

seem to be reiterating a floor on yields

or sorry a floor on bond prices which is

dropping yields and if yields continue

to drop as we unwind some of these

tariff fears which is great I'm all for

it I'm really bullish for it then in my

opinion you want to be bullish some of

these interest rate sensitive sectors

that have really sold off a lot lately

rocket mortgage United Wholesale

Mortgage Company Lan Depot red fin uh

TLT Nas super interest rate sensitive

but also tariff sensitive and also

energy tax credit sensitive right all

sort of trump

issues these stocks in my opinion have

strong fundamentals that actually get

better if yields fall more and uh

markets slow down and people get into a

little bit more of a oh okay I need I

need to find you know we need to go back

to a valuation correction state where

the euphoric valuations come down yeah

it's possible that some of the mortgage

companies or other these other

Investments could also go down if

there's a market correction as well but

in my opinion they go down less because

they have a fundamental support

especially in an environment where

yields are falling and you're being

supported there so that's just another

thesis but um look just to wrap that up

he worked for George Soros he has goals

to deliver on the various tax cuts from

Trump he actually you know Elon Musk was

pushing for lck and he did not get

chosen lutnick uh didn't get chosen

instead uh this guy got chosen and uh

this guy compared to some of the other

people other people were like I don't

know maybe we could do a phased in

approach for no tax on social security

where you know if you're just retiring

you pay the regular tax but if you're

older you pay less tax or whatever this

guy he's like nah man all in eliminate

taxes on tips Social Security benefits

and overtime pay he's all in on all of

that and he sees a grand economic

reordering coming like very Pro business

friendly Pro business uh this is a makes

sense he's a hedge fund guy he's a

markets guy but you also have to be

careful because markets guys they are

really bad at at like insulating

themselves for a

recession and so you tend to like you

get bigger Highs but then you get bigger

booms and bus Cycles right so that's

kind of the tradeoff that you get with a

more Market driven person uh so um you a

couple things to note also uh is next

Tuesday we expect to send out uh which

of you who have applied for roboh hack.

a uh will be accepted in we've only got

99 slots so that's at roboh hack. uh we

are having still an issue with our docu

sign signup link so just email us at

invest roboh hack. if you're interested

in that and you can learn more over at

roboh hack. a uh anyway thank you so

much for being here I love you all uh

and now it's time to hit the slubs we'll

see you soon goodbye and good luck let's

go skiing