Panic: 2007 All Over Again.

but yet they continue to go down in an

environment where the market's

correcting. That's telling you that the

market just wants to reduce positioning

and work off some of that bullish

sentiment. And I think that's what we

are faced with right now. We are too

bullish on risk assets moving into

>> Well, the market's selling off again

because of hardware companies yet again.

It's always the data centers. And yeah,

we might be at the data centers in space

moment, but people are now asking if no,

not the canary in the coal mine is

dying, but the owl in the data centers

is dying.

All right, let's explain. All of this

has to do with the drama going on with

Blue Owl. Now, a lot of people say this

is not fair, this Blue Owl drama.

Everything is fine. Everything is on

schedule. There's nothing to see here.

In fact, that's literally what Oracle is

arguing. Oracle says, "Hey, don't worry.

We are in the final stages of our

Michigan data center. Everything is on

schedule. We don't need the help of Blue

Owl Capital. So screw Blue Owl. We're

good. Please don't sell Oracle stock."

Okay, so that's the premise. So Oracle

is freaking out because their stock's

down like 5% on the day because markets

are selling off that blue owl doesn't

want to touch Oracle. Okay, so here's

Oracle stock down 5% on the day. Zoom

out on the day chart. It's not a really

pretty chart. We're basically going full

circle on this and it's taking Coree

down. It's taking NBIS down. It's taking

Iron down. It's taking AMD down. It's

taking Nvidia down. It's taking the

whole damn sector down, which naturally

is taking the Q's down, which is

unfortunate because the Q's have

actually been seeing a broadening out.

You know, seen a recovery in stocks like

Target, uh, Nphase has even been

recovering. Trade desk is trying to pop

a little, you know, like you're seeing

some movement in in stocks that used to

be dead, but the weight of these big

mega caps is pushing everything down.

Now, why? What could be going on here?

Well, what's going on here is people

understand that when liquidity drives up

dries up, growth rates collapse. And

that's the concern. Remember this Kevin

Walsh piece here. April 14th, 2008.

Kevin Walsh, the financial market

turmoil in the Federal Reserve. The plot

thickens. What does he talk about? He

talks about liquidity. and he literally

talks about how there was a liquidity

shock last August and a quote global

margin call on virtually all positions.

What he's referring to is when BNP

Parabus had to cancel valuing funds that

created a credit shock and a seizing up

in private credit. Now, why does that

matter? Why does anybody care? Well, I

wrote this out for us to make this very

simple. In 2007, liquidity dries up in

August of 20 uh 2007. The Federal

Reserve panics and starts pumping

liquidity to try to pump up uh these

private credit markets in early 2008.

However, the Fed doesn't do enough and

they end up being too late because

they're worried about inflation. And as

a result, the global economy collapses

through the Great Recession, starting

with the collapse of Lehman Brothers and

of course all the warning signs before

that. Mind you, where we sit today is,

yeah, liquidity is drying up right now

and the Fed literally is panicking right

now. We just printed billions of dollars

on Tommo and we're printing money for

Pomo. And so why does this matter? Well,

it all matters because Oracle's growth

is projected to be 33% next year, the

year after that, the year after that,

and the year after that. An average of

33% for the next four years on average

is predicted. But the problem is all of

that growth is predicated on them being

able to finance. They just turned

negative cash flow. We just saw their

cash flow go to10 billion. And Blue Owl

has been a reliable financing partner

for them in the past. Look at this.

Blue Owl financed a $15 billion data

center for Oracle in Abalene, Texas, and

an $18 billion data center uh in New

Mexico for Oracle. The fact that Blue

Owl is now bailing on these deals is

raising a red flag. Why would Blue Owl,

who makes a living off not only

financing Oracle's data centers, but

also financing Meta's data centers, all

of a sudden bail? And that's why markets

are skittish today. Now, Blue Owl says,

"Hey, you know what? Uh, we were going

to finance money for this 1 gawatt hour

per hour data center in uh Seline,

Michigan, but you know, we decided not

to do that after negotiations stalled.

You know, the private lenders basically

like Blue Owl, they're like, you know,

we're going to need uh some better terms

because things are getting a little

spooky out there. You know, Oracle CDS

has just jumped to 150. We were 128 on

the 2nd. We were 134 on the 12th. Here

we are on the 17th. We're 17th. We're at

150. It's starting to get a little weird

out there. We keep going in the wrong

direction on this debt. And so Blue

Owl's like, "Oh, no, no, no, no. We're

going to need some some better, you

know, guarantees that you're not going

to burn us." And so apparently Blue

Owl's like, "JK, you know what? we're

not going to do the $10 billion deal

with you when they've previously done a

$15 billion deal and an $18 billion deal

with Oracle. So basically, a cash well

that used to be valuable and reliable

for Oracle is now not valuable or

reliable. Now, part of that could be

because Blue Owl is getting sued. Blue

Owl is getting sued in a class action

lawsuit. The class action lawsuit, as

they usually do, claims that Blue Owl is

experiencing meaningful pressure on its

assets from business development company

redemptions. As a result, the company is

facing undisclosed liquidity issues. You

can actually see the chart of those

liquidity issues because if you look at

some of the Blue Owl funds, you could

see the price to book value of some of

these entities is actually trading at 80

cents on the dollar. So, you know,

you're taking a 20% loss. This is the

week chart, by the way. Here's the day

chart. You're taking a loss on actual

net asset value on some of these Blue

Owl funds. So, there could be two things

at play here. It's possible, and this is

the jaded version of Kevin. The jaded

version of Kevin says Blue Owl is in

they're in a lawsuit for liquidity

issues and they're giving away money or

lending money too easily. Their private

credit books are falling apart. They're

selling at a discount to NAV. their

attempt to salvage that collapse by

buying their own stock

and then eventually still giving up on

the merger. Blue Owl calls off merger

between private credit funds, inflicting

losses of 20% on investors. Right? This

is all an attempt by Blue Owl to go,

"Hey, we're we're going to try to pump

up our own stock. You know what? We'll

we'll lend a little less. We got to deal

with this class action lawsuit. we got

to deal with investors bailing on us

now. You know, maybe we'll pull back a

little bit and try to signal, no, no,

no, we're we're being safe. We're being

scrupulous. You know, this is kind of

like what banks do as well, right? Like

banks do this as well. They're like,

okay, guys, they'll have their little

huddle up meetings and they'll be like,

"We need to kick out 10 people from the

bank, like customers. It could be Donald

Trump or whatever. You know, we've

always heard about him with debanking."

And they don't necessarily tell you why

they kick people out. They just do. And

the way they do that is they can hide

under the employee client or attorney

client privileges at banks. And the

whole intention is to conceal why they

actually kick people like Trump out. And

it can never come up in discovery

because attorneys are in the compliance

departments. That's how Trump gets

screwed out. That's how that information

never shows up in compliance. But the

point is the bank turns around and

brands. Nope. See, we kicked some people

out. We are being smart and prudent with

risktaking. That's the same thing as

Blue Owl in my opinion. I think that

Blue Owl is bailing on this Michigan

data center because Blue Owl is trying

to say, "Hey guys, hey, you know what?

No, no, no. Too much risk at Oracle.

We're going to be prudent and we're not

going to actually lend to Oracle. even

though we've already lent them 15

billion and 18 billion, we're just not

going to lend to them again. That's the

red flag because now people wonder, well

crap, if Oracle has negative free cash

flow and they rely on debt to keep

expanding, well, they look cheap based

on these growth rates, but wait a

minute, if they don't get their

financing, their growth collapses. This

is really bad, right? Well, let's see

what their buddy Cororeweave is saying.

Because remember, we already talked

about how Oracle is saying, "Hey guys,

uh why don't you just bring your own

chips to our data centers? We're kind of

running out of money to finance this

all. Please bring your own chips." It's

crazy. It's bad, right? For some

transparency, by the way, just on my

positioning, uh by the way, we have that

we did like a coupon for two hours, a

special one called Ton W Tony because of

Tony in the live stream. Thank shout out

to Tony in the live stream. But just a

little bit of transparency here just on

my positioning. I want to show you

Coreweave. So uh and that'll work on the

reinvest AI at househack.com and uh the

meet Kevin membership the alpha report.

But anyway, uh some transparency on

Alpha this morning. Uh I've been talking

about weakness and hardware for a while

and I haven't said this publicly yet,

but I sold about $2.5 million of Nvidia

uh between 180 to 205. So some of my

sales were at 205, some were at 200,

some were at 195, some were at 190, some

were at 185, some were at 180. Uh, and I

sold about $2.5 million of Nvidia. So I

just like I'm just making that public

now. And this has been known to course

members for, you know, over a month now.

Uh, that, you know, I've started selling

my Nvidia. I'm I'm not exposed to these

data center plays. I don't have any

shorts in these plays. So I just want to

be clear about that. But I've also been

saying that this hardware risk is a

problem because it's a big it's a big

part of the cues. Now, I was hoping

because of the 607 bounce yesterday that

we would actually continue to bounce

slowly on the cues, but it's actually

bad because we just lost 607. I hope we

can regain 607, but the weight of what's

going on at Oracle, Coreweave, NBIS,

Iron, AMD, and Nvidia is very heavy.

Like, this is heavy pain. We actually

don't have a lot of bad catalyst between

now and January 9th. It's just the data

center stuff. That's why paying

attention to this data center stuff is

really important. Look, by the way, at

what gold and silver are telling you.

Gold and silver spiked when we had the

private credit panic in 2007 over here

and then spiked when we had QE. And look

what we have now. This should tell you

about the private credit plummet

or or well the risk that we're seeing in

private credit, right? because gold is

skyrocketing in part as a proxy to

private credit risks.

Keep that in mind. Now, something to

watch. Go to Coreweave's

investor relations docs. You go to

Core's investor relations docs, you're

going to see a few things. So, let's

start at the top. So, here's their last

earnings call. And what does Coreweave

tell you? Who's another, you know,

financing developer? First, they're

like, "Hey guys, don't worry. Our debt

doesn't mature until 2028. Keep in mind

2028 isn't that long away for long-term

financing. This is not like 30-year

fixed rate financing, right?" And then

they're like, "Guys, don't worry. These

delays in data centers are temporary."

Keep this in mind. These delays in data

centers are problematic. Not just

because they slow down financing, but

you're also in part getting delayed

because of stuff like this. Look at

this. Detroit Metro Times residents

raise alarms over environmental risks

tied to massive data center in Seline

Township.

Right? And so what you see is state

regulators are facing increasing

pressure to slow down a 7 billion $2.2 2

million square foot data center proposed

for rural Seline Township

where residents and environmental groups

warned the project would destroy the

wetlands. And then of course they get

into talking about energy as well,

right? Like energy slowdowns and stuff.

Oracle like coreweave is also

complaining about its data center

slowdown because I guess they couldn't

pour concrete cuz oh my gosh it rains in

Texas. Imagine that. But like the fact

that we're getting so granually worried

about

uh frankly

not being able to pour concrete for our

data centers causing delays. The fact

that that is making news is a sign that

this financing for these companies is

really sensitive. And so of course in

their earnings calls they're like, "Oh,

don't worry. These delays are just

temporary. Everything is fine, guys.

Everything is fine." So if I scroll down

a little bit more, what do I see over

here? You see this Nvidia contract in

our revenue backlog. Okay, so Nvidia is

providing financing by underwriting some

of the computing infrastructure. Okay,

we already knew that Nvidia backs

Cororeweave. Nvidia has a 7% stake in

Coreweave. But what here's what's more

important. Look at this. How do you

think about your path going forward

between the different ways of funding

your business? It's all about funding

your business, right? And I always say

you should think of a red flag when you

hear things like, "What about creative

or innovative financing, Kevin?" Like

when I hear people do these deals in

real estate, you know, we don't have

creative financing for our real estate.

We have no bank debt for our real

estate. We don't have any debt on our on

our real estate. When I hear creative or

innovative financing, I think very high

risk financing shouldn't require

innovation. If you had a 30-year fixed

rate mortgage on data centers, would you

need to innovate financing? No. You'd be

happy. Instead, what do you have? You

have the following. Thank you. Here's

the CEO. Okay, Mike. So, look, we've

driven innovation on the technology

side. We've driven innovation on the

financing side, right? Ho ho ho. The way

I look at this is well, we will look at

the full suite of potential ways

financing uh of financing and expanding

our footprint and we will choose

whatever is the most coste effective

way of increasing our scale and serving

our clients. So, uh, if we need to start

leasing instead of building data centers

because we don't have the financing

capabilities, well, then that's the path

we'll go with.

But we've seen a lot of different

structures. We've created a lot of

different structures that have given us

access to capital over the last 3 years.

And we believe we're going to explore

the full suite. We're going to explore

the space fully with more cowbell. and

we look forward to uh those deals. You

know,

everything is fine. We don't deal do

deals unless this financing is already

spoken for. So, uh everything is fine.

Yeah. That's that's why. Okay. Why

folks? It's because that's why

>> that's why people are nervous that when

Blue Owl bails on financing that

everything starts looking a lot less

stable. You know, I tweeted uh a

response to this. It's no surprise CDS

are going up as well. I um I quote

tweeted uh Bloomberg and uh and I wrote

unpopular opinion. Open AI is running on

fumes and will promise to use anyone's

chips in return for an investment. I

hope I'm wrong. Sam Olman has the power

to single-handedly push us into

recession. And then of course there were

some additional comments about like,

hey, why doesn't OpenAI scale back on

like some of their costs by cutting back

on free user uh exposure? And I'm like,

the problem if you do that is that if

you cut back on on your expenses because

of uh uh you know data center issues or

whatever, then new user growth tanks and

then new investments would vanish. Keep

in mind that Oracle right now or uh Open

AI like what we quote tweeted here,

OpenAI is in discussions to raise $10

billion of investments from Amazon and

use the online retailers AI chips. Yeah.

because they need to. They need to take

money anywhere they can and they're

willing to make any promises they need

to. Waller this morning said, "Thank

goodness we're hearing Waller and Trump

talking. Waller is a way better choice,

but we're hearing Waller talk about the

labor market being very soft and that

rates are potentially still 1% above

neutral. That's a big problem. That

means we have a lot more rate cuts to

do. That Waller is legitimately fearful

about the labor market." Wells Fargo,

anybody but JP Morgan. Wells Fargo is uh

uh suggesting the following. Look at

this. Wells Fargo says, "The last labor

market that we saw indicates the labor

market is still struggling to maintain

its footing. We just saw the worst

October drop in un in employment since

2020. And the labor market is only up6%

from last November driven by healthcare

and social assistance.

This is scary. This is a really big

problem, you know, and this is why like

I made a I made a call this morning and

I'm not trying to frustrate people on

this and yeah, I did just put the

reinvest banner up, but I made a call

this morning in the alpha report when

Tesla was, you know, 490 or whatever it

was over here. I made a call this

morning in the alpha report and I said

it is time to be prudent on Tesla. Like

I'm gonna be very transparent about

this. I said that in 2011, I wish

somebody would have grabbed me by the

shoulders and said, "Kevin, it's at

record highs. You have trash for

catalyst ahead of you. The market is at

a precarious point. I wish somebody

would have shaken me and said, "This is

a great time to sell some calls or take

some profits." This morning in the

course member alpha report

you I we talked about selling calls and

how if you sold what was it like April

or May calls you could make like you

could literally be selling Tesla shares

effectively with a premium you're

getting for like $550

because you're getting paid like $60 on

some of these sell calls. You know

obviously if you sell calls the risk is

that the stock declines even more than

that and that's of course why you know

the sell call premiums are so high. the

sell call premiums are very high and

volatility is not even high on Tesla

right now. The 5day and 10day moving

average for volatility on Tesla is

actually below average. But anyway, I'm

like please like diversify. And so yeah,

I mean obviously I'm a little biased.

This is where I get biased. I'm biased

and I think that a great way to

diversify right now is investing in

either like take from some of these

individual stocks, have some money in

cash, pay off debt, or shameless plug,

go invest in something like house hack,

you know, no bank debt. It's literally

backed by real estate. Did you see the

Michael Bur piece on real estate? Let me

pull up the Michael Bur piece on real

estate. Michael Bur just talked about

usually bad things come to the stock

market when you have uh household wealth

lower or real estate as a percentage of

net worth lower than equities as a

percentage of net worth. The last time

that happened was in 1998 and then it

happened in the 60s both of the times

right before bigly recessions. Michael

Bur was talking about that and so then

real estate normalizes and becomes a

greater part of people's net worth. I

personally think that aligns almost

perfectly with diversifying into a real

estate company. On top of that,

obviously, we have our real estate AI,

which you could join if you want. We

have our release schedule of what our AI

is and everything at houseack.com or

reinvest.co. But yeah, I mean, if you

click invest in the company, you can

invest. You get 5% as a yield paid

through conversion plus all of the

upside in the stock. It's real estate

backed. You invest with a credit card, a

wire, no fees if you want. I I don't

obviously recommend you go in debt. read

the offering circular. There's risk with

every investment. But I think now is a

great time to look and go, "Yeah, dude.

There are ser Well, people are

apparently taking the advice. I got a

giant red candlestick there on Tesla."

But no, I think it's a fantastic time to

look and say, you know, this is why I

made my video yesterday uh about Tesla

like like Tesla's due for an imminent

collapse I wrote yesterday. And it's not

because I bearish Tesla. I love Tesla.

But it's it's just I want to send a

message that I wish in 2021 somebody did

that for me and said like forget house

sack among go like just diversify just

pay off some debt just be a little bit

more insulated for a crash that's it uh

anyway okay so uh let's go back to this

Oracle piece for a moment let me get rid

of this uh reinvest banner so if I go

back over here what do we have here the

AI market is propped up on growth

estimates that rely on debt at

expanding. You mean 2021? What did I

say? Yeah, I meant 2021. 20. Yeah. Sorry

if I said 2011. You know what I mean?

It's 2021. You I'm not going to go back

and fix that in editing. You know what I

mean?

Uh this AI market is propped up on

growth estimates that rely on debt

expanding. Right now, we are seeing debt

contract, right? That's the problem.

That's why and and you know we the

reason we did the W Tom thing is because

like this isn't to dump on it's not Tom

it's Tony it's it's win Tony was what it

was that's what we did W Tony we made a

special coupon for Tony because Tony

said hey you know if somebody sells like

somebody gets that money right like the

money goes somewhere and I make the

argument that no it evaporates and this

is why down markets are so bad because

at the same time markets can go up and

we generate wealth out of thin air. The

same thing happens on the downside and

people forget this. So we made an

example here. Let's say you have a

million dollars of Tesla stock at 480 or

490 or whatever and then there's some

kind of shock. Leman Brothers bank

failure liberation whatever. Now all of

a sudden there are no buyers until 350

and then one jerkoff sells Tesla at 350

and one jerkoff buys Tesla at 350. Now,

all of a sudden, the last reported trade

is $350.

You just instantaneously on your

million-doll position at Tesla lost 27%

in net worth.

So, the point is in down markets, money

evaporates. And if right now we're in a

market that is propped up by debt and

the debt is starting to tighten, that's

bad. Why is the debt tightening? One of

the reasons people are worried about

regulation. Another reason people are

worried about lawsuits. You know, we

just saw uh that uh uh Blue Owl is

getting sued. But on top of that, look

at this first brand's collapse ripples

through private development

corporations. They're all shaking in

their boots because of this. On top of

that, you now got the regulators after

them. Financial Times US prosecutors

charged triolor executives over

systematic fraud. Both first brand CEO

is probably a fraud. Now they're

charging thericolor folks with fraud.

Which means everyone like Jeff who

lended to them. All of the lenders are

now under the radar of the SEC

investigating them because they're like

why are you lending to these people? I

kid you not. Look, Reuters. US SEC. Oh,

freaking Reuters. Uh, US SEC

investigates Jeffre over first Brand CL.

That's how Oh, here I meant to put it

up. That's how credit starts tightening.

People get nervous about regulation.

They get nervous about lawsuits. They

get nervous about all the crap. The

Economist makes it pretty clear. The

reason to fear a bare market is that

American households have more to lose

than ever before. Stock ownership

accounts for 30% of their total assets.

Now, don't get me wrong. I'm not trying

to say I'm a like a mega bear. You know,

we made this bear bull chart in the

course member live streams, by the way,

just so we could kind of track where I

stand with the um you know, bear bull

bullishness or or whatever, right? Uh,

and so if I go from,

oh, where is it? Uh, you know what?

Here, got it up. If we go over here to

the bare bull scale, I actually make my

notes as to where I am on the bare bull

scale. And I'm still sitting mid-range.

You know, I put my notes over here

about, you know, what's bearish or

what's bullish or why I'm revising. You

can see I've been mid-range. You know, I

actually went really bullish right here

on November 19th. And that's also when I

made a video on the channel called buy.

And the market from November 19th

through like December 10th, which is

what we called, was like straight up,

right? And but then of course people

like, "But your titles are

flip-flopping." It's like, "No, man.

Like I'm I literally break down exactly

what I'm looking at every single day."

And now now we're tracking it, too. So

you can see it's actually pretty stable.

Uh, the reason I'm bringing all this up

is because this the problem is people

are asking me, Kevin, Oracle's peg is so

low. Isn't this a buy the dip

opportunity? And the question is, it's

only a buy the dip opportunity if you

believe they can achieve their growth

expectations. If financing stops, the

growth will plummet. So, you have to

realize some companies are exposed to

requiring more financing to grow. A

company that sells an AI product or a

SAS product doesn't rely on financing,

doesn't rely on on, you know, selling

stock or raising money because the cash

flows are so high. Like our margins are

huge from from the AI that we sell.

Doesn't have to be us, could be any AI

play, but you know, if you're if you're

SoFi and you have to issue shares to

make loans, that's tough in a down

market. If you're Oracle and you have to

rely on financing, uh, you know, that's

tough in a down market because you're

negative free cash flow. That's all.

It's it's all just designed to be an

education around in a down market,

private credit compresses. And when

private credit compresses, valuations

that look cheap might not actually be

because then their PEG ratios skyrocket

and so you actually end up buying

something very expensive. So that's

where I personally I'd love and I have a

little bit of exposure to Meta, so I

just want to be clear about that. It's

not a lot, but I have a little bit of

exposure to Meta. It's one of the

reasons I like Meta. Not saying they

won't go down if everything goes down,

but one of the reasons I like Meta or

even Netflix. Like I think the Netflix

selloff is a steal. Like I think that's

a buy. Again, I'm not trying to like,

oh, you need to only buy my stuff. Like

I give you other opinions, too. Like I

think Netflix is a steal because they

don't rely on issuing stock to finance

their business. Now, in fairness, they

are taking on debt to do the Warner

Brothers deal, which I think they're

going to get. The Kushers have backed

out. Paramount's going to get rejected.

Warner Brothers is going to push to to

reject the Paramount deal. So, I think

this like Netflix is going to be a

behemoth. They're not relying on issuing

stalker debt to keep going. Uh, the

acquisition does have debt though, so

there's an asterisk there. But broadly,

if you look at the financials of

Netflix, outside of the acquisition,

they don't need to do take on data or

financing. They buy back stock. The same

is true of Meta. You know, Meta, what I

love about Meta is that Meta actually

went to Blue Owl and got $27 billion of

data center compute with the rights to

cancel at certain intervals. I think

it's every four years. And Meta's not

going to hold the data center back. Blue

Owl's investors are, which is exactly

why we go full circle to the Blue Owl

Development Corporation selling for, in

this case, this one's selling for 87

cents on the dollar. Blue Hour

technology is selling for Blue Owl

Technology is selling for 20 cents on

the dollar and the performance hasn't

been sorry 80 cents on the dollar 20%

discount. Uh and the performance of

these hasn't been that great because

people are nervous about private cut. So

there you go. That's that's like I think

an exhaustive breakdown of what's going

on here. Somebody says Sam Bankass

freed. Yeah. I mean like you're relying

on continued capital inflows in his case

to fund his fraud, right?

Uh let's see. You know, the judge

actually ruled in that Sam Bankman Freed

situation. The judge issued a ruling and

said that people could not have known

that they were a fraud. They were so

secretly fraudulent that nobody could

have known. That was very interesting. I

saw that. Somebody says, "Will House

hack pay dividends when it goes public?"

I don't know. Like I think sometimes

people like people asked me these

questions. They're like, "Oh, well, like

what are you gonna do in four years?" I

don't know. Like somebody asked me

earlier like that's actually why I wrote

this down. Somebody asked me earlier,

"Hey, Kevin, are you guys going to

finance if if there's a crash and rates

go to zero?" Maybe. But here's the

problem. You only want to finance this.

Write this down. You know, if you if you

don't watch another video from me and

you're like, "I'm done with Kevin.

Unsub, dislike." Fine. I still love you,

but please take this with you. Okay?

Take this lesson with you. Debt is

great. When the Fed goes to zerp. Okay.

Oh, that's not that's not a good color.

Uh, when the Fed goes to Zerp, debt is

great and there's inflation. So, you

need ZERP and inflation because

inflation makes your debt cheaper to pay

off. So, you want ZERP and inflation.

However, if we're at ZERP and deflation,

you don't want debt. You don't want to

make these promises. That's crazy. You

should never make promises like that. 1K

in house hack or 1K in Reinvest. I mean,

they're the same company. Okay, I'm just

gonna be transparent about this. The

reason I like reinvest for a few

reasons. Okay, like one, Reinvest, if

you write it out, it kind of stands for

like real estate invest, right? But in

the future, there are a few things we

want to do with Reinvest. not just the

AI, but in the future, you know, in the

long-term future, what we're kind of

thinking about doing is enabling people

uh to reinvest in real estate through

stable coins by basically, you know, put

put real estate uh on blockchain, but

not just real estate, certain real

estate, also loans, you know, no

guarantees. This is all in the future.

Also loans, right? So if you use our AI,

you ideally uh in the future swipe up

and get a loan uh on chain instantly uh

through the reinvest app and then then

if you want to, you know, reinvest your

profits or whatever, you could kind of

it's it's you can do that all through

the app. Like this is an ecosystem that

we're trying to build. We're really

really early days on this. So none of

this is obviously guaranteed. It's just,

you know, but that's that's why what

people always ask, Kevin, why why the

it's like, okay, well, cuz I think it

flows with all of that, you know, if you

open up the Meet Kevin app right now, it

actually when it loads, it says reinvest

with Meet Kevin. I think it's kind of

cool. Uh, so anyway, uh, all right,

good. So, good luck out there. I love

you all. Stay safe. I'mma go. But before

I go,

thank you so much for being a subscriber

of the channel. Love having you here and

we'll see you in the next one.

>> Why not advertise these things that you

told us here? I feel like nobody else

knows about this.

>> We'll we'll try a little advertising and

see how it goes.

>> Congratulations, man. You have done so

much. People love you. People look up to

you.

>> Kevin Pra there, financial analyst and

YouTuber. Meet Kevin. Always great to

get your take.