my last video.

So, given that you clicked on this

video, you're either a real supporter or

you just hate me and can't wait to get

rid of me. Uh, good news and bad news.

Uh, bad news for the people who just

really want to get rid of me. This is my

last video for this year and I probably

won't post anything tomorrow and I have

a lot to share in this video that I

think will be really useful. So, good

news for the supporters. See, this video

is more than just a reminder that yes,

the Reinvest AI is out as promised,

which means yes, the coupon expires

tonight and we raised the price a lot.

This video is actually to give you a lot

of tips, a lot of commentary on things

that worked really well for me in 2025

so that hopefully you could learn even

just one thing from this video and

improve your life. because many of you

come to the channel and you see me do

fundamental analysis and technical

analysis and cover news or do deep dives

and then I go run this real estate

company and now we develop an AI app.

There's a lot and so I wanted to share

some of the things that went really well

in 2025 mostly just to for free help you

uh also have a great 2026 and I think

you know there's no better day than

frankly December 31st to do just that.

So, uh, the first tip that I would like

to give is I'd like to keep it nice and

straight and simple here and we'll make

some promises as well. We'll make some

commitments here. I think that's always

a good thing to do on New Year's. But,

uh, the first thing is get the

productivity app. It's free. It's it's

not a sponsored app. It's something that

I use. You know, there's no affiliate

link or whatever, but you could get this

in the Apple App Store. I'm not sure if

they have it for Android, but it's

called Productivity. I'm sure you could

get a different kind of thing as well,

but I basically call it like my World of

Warcraft daily sheet. And uh so what I

do in it is I just put things in there

that I know I need to do on a daily

basis. This is different from like my

checklist or my to-do list. We'll talk

about that in a moment. I don't think

you should mix up bare minimum things

that you should do on a daily basis with

your regular to-do list. That gets too

blurry and then you can't focus on the

things you need to do. You get

distracted by the basic things you

should be doing on a daily basis. But if

you don't have both of these lists,

you're really likely to not do things

you should be doing on a daily basis.

Now, what could some of those things be?

Well, I'll give you some examples. So,

it could be as basic as brush your

teeth, floss, and mouthwash on a daily

basis. It's really important, especially

if you're prone to cavities like I am.

And so, I do that on a daily basis. And

I've been doing that on a daily basis

pretty much all year long, which is

really exciting because in the past I

didn't and just sort of like get to it

or I'll skip a night cuz I'm tired. Now

I don't and it's great. Uh, another

example is get my daily wealth email out

or, you know, notification out if you

use the Meet Kevin app for it. I've been

very consistent on this since logging

this in my daily sheet and I really

enjoy it. Like I say, it's like my World

of Warcraft dailies. You know, you got

to get out there and grind, right? or

things like logging my state of mind

every day. You know, what are the things

that made me happy and what didn't? You

know, I actually just got like an AI

Apple insight and it's like, hey, we

noticed 76% of the time you said you

were really happy uh was time you were

spending with family, which we'll have

an update on family in just a moment as

well, which is kind of exciting, which

is cool. But anyway, uh then we talk uh

you know, I I make sure that I do things

like I journal. Hey, what did I get done

today? Did I do anything productive

today? I find that there's also a

correlation between getting things done,

not necessarily like money coming in

like, you know, money coming in is

great. Okay, that's fantastic. I mean,

like I look at house hack, you know,

we're we're we just bought 11

properties. We as of December 16th went

EPS profitable, which is great. I mean,

the accountants will finish off uh you

know, all the accounting or whatever

they got to do for the rest of the

quarter and then we'll do our filings

and that which is really exciting.

I mean, this is amazing because we have

now we bought 11 properties in the

fourth quarter as we promised we would

go buy properties in the fourth quarter.

Now we got $15 million in the bank

because people kept investing and

believing in House Hack and the vision

of what we're doing with House Hack and

Reinvest, right? Same company or our AI

product. Really excited about that. Uh

so I like it's it's not a matter though

of dollars. It's a matter of getting

things done, working those little things

that every single day get you closer to

your mission and that logging that

satisfaction. Some things that could be

as simple as like, you know, hey, did I

get a better insurance policy that

protects the business better, that is

something that satisfies me. It's

something that nobody sees and it

doesn't make for a sexy YouTube video,

but it's something we we all know we

have to do that kind of junk and it's

annoying. Like I'll give you some other

examples uh that those are things that

you want to log and you're like I got

this done so at least you can document

that success and you get happiness out

of doing it. It's why I like logging or

journaling every day what I did. I think

it's a huge hack for happiness and

motivation. But like look the last 4

months we finished laying off people. We

we hated having to do it but we were

overstaffed. We just don't need as many

people as we originally did when we were

buying in a bunch of different cities.

We've now bought most of our real estate

in different cities and so we just don't

need the staff. We don't need an onstaff

construction crew. Like there are just

so many things we don't need that we

thought we needed. And so we've really

collapsed our expenses, which we'll talk

about like hedging in the market in just

a moment, but spoiler alert, when you

reduce your expenses, it's a whole lot

easier to hedge in case the market goes

weird. Now, you know me, I'm 5050 here

as to what's going to happen next year.

But either way, uh like just think about

little loose ends that you want to grind

on that is a pain in the butt, but you

should be logging as a success. So, do

you actually have all of your insurance

coverages, right? I mean, like I look at

some of the insuranceances coverages

that we have and and the list is insane.

Uh I'll pull it up and then I'll read

you some off here right now. But it's

not just that. It's also thinking about

retirement, not just for yourself, but

if you have children, like I actually

opened up Kougan accounts in California

for my kids. So that way when I pay

them, some of it goes into a child's

Cougan account uh and some of it goes uh

into their UTMA account that I have at

Fidelity and then I move that income

that they get after they pay their taxes

on it, which is basically next to

nothing. Uh and then we move that into

their Roth uh uh retirement account.

Like to me, these are really cool things

that everybody kind of should be looking

into setting up as as soon as your kids

are old enough to earn income and

actually do something functional at

let's say your side hustle, your family

business. And even if you're employed,

you can have a side hustle. You could

get a real estate license, a lending

license, or do electrical work on the

side, or you know, I know a guy that I

love and adore. Uh you know, he he is a

tech guy and he does uh firearms

training on the weekend. And I'm like,

"This is awesome. Good for him." Like, I

love that kind of stuff. I I really

admire and love to hear stuff like that.

Uh because it's great. Now, you can also

write off more. Not only can you write

off more stuff, but you can employ your

children. You can build up their 401,

you know, their 401ks or Roths or

whatever. Usually, children aren't

eligible for 401ks depending on what

kind of plan you have. But anyway, their

Roths, which is great. Their taxes are

so low anyway, right? You may as well.

But anyway, accounting, other loose

ends. These are all the things you want

to put in. Like I look at some of the

insurance things we have here. master

insurance policies for bundles of

properties, workers comp, health

insurance, vision and dental, too

expensive, property management, ENO, uh,

directors and operators and investor

insurance, cyber security, EPLI, life

insurance, different policies, techno,

cyber eno, IP insurance, media

insurance, business owner policies

and all of these policies require like

negotiating and working, right? That's

all the unsexy stuff that doesn't show

up in a YouTube video, right? Like

nobody wants to talk about that stuff.

But the way you kind of make sense of it

or the way you make it enjoyable, so to

speak, is in my opinion, you go out and

say, "Hey, I'm going to log it." And

that makes me feel success in what I'm

doing. And I think that's a wonderful

thing. Uh, another thing like, "Do you

have your trust set up the way you

wanted? If you're if you die, does your,

you know, family have access to all of

your 2FA? Do you have all do you have

all your beneficiaries correctly set up?

You know, do you have like a fireproof

safe somewhere where somebody can go in

and like, you know, figure out like,

hey, like what do I do if you're dead? I

don't know. Or maybe you have a vault or

like a safety deposit box somewhere

where you keep that, right? Like it

doesn't have to be in your home. You

could hide it somewhere. Point is, you

know, people in your family should know

these things, right? So these just

little things to think ahead that

actually give you as a human a lot of

peace of mind even though none of us

actually are planning on dying anytime

soon. Knock on wood. So productivity app

real big game changer for me and just

like getting these things logged and

grinding these things out and you know I

started my New Year's resolution to

actually go to the gym and work out now

32 days ago. Today will be day 33 on a

streak once I go to the gym after this.

Actually I already did this one. So I'm

going to check one of these off over

here. I already did that, so I'm going

to check that off. You know, the little

things you get into these habits and

forming habits is good. That's something

good that we want to do going into uh

2026.

Now, I've I've got more here and a lot

of productivity tips. And, you know, not

only is our I mean, this is another

thing I'm going to have to do. We're

going to have to sort of rebuild the

Reinvest website because, well, at this

point, the app is live and we're really

excited about that. You can still lock

in your pricing if you want. Uh, we got

to change the coupon. We got to rebuild

the website a little bit because, you

know, now our investment round is

closing tonight. Uh, and so we'll get

rid of the invest button and we'll get

rid of the invest section. Maybe we'll

move the real estate section somewhere

else. But I want to talk about more

productivity tips. Uh, not just to think

about all the things I still have to do.

Uh, but I want to make a promise. I made

this promise last in 2022.

And uh I said that for the foreseeable

future I would no longer take sponsors

in 2022. And uh even though you know two

years later it took two year I did two

years of no sponsors. Uh and I only

promised I said for the foreseeable

future I wouldn't take sponsors and

people like oh you take sponsor. So I

did have sponsors for about probably the

yeah last year maybe year and a half or

so. And uh I think right now and this is

just a promise that I'd like to make to

everybody on the channel that again also

for the foreseeable future. Uh this

video will be the last video with a

sponsor integration. And the reason for

that is related to the promises that I

want to make in the latter part of this

video. And so there are a lot of

exciting things that I have for 2026

that I want to talk about. Uh but with

that said, uh say a silent prayer, a

moment of thanks, a moment of

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They're great and I think they do great

in real estate and y'all know I love

real estate. But let's go back to sort

of the tips. So, after you get this

productivity app like set up, and you

should be grinding on this, I recommend

you have one checklist. Nobody does

this, but I think it's so important. So,

you have the productivity app for like

the things you're going to do on a daily

basis, right? And you could like journal

and your reminder, do all that kind of

stuff. But the next thing you really

need, you need a checklist. One place

that you put everything because it's

getting worse every single day. Every

app gives you notifications. You got

text messages, voicemails, missed calls,

emails. You can't consolidate all of the

crap. Returns to make to Amazon,

packages to drop off, things to do for

the kids, donations to make, things to

buy, things to

you can't keep it all straight. So, what

I actually did is I made uh and and you

could use this for free. You don't have

to. like it's no skin off our back

whether you use it or not. But um I made

a uh to-do list app. This sounds crazy,

but you know what? My team and I, we put

this together, but it the inspiration

was having one place that you could

actually put all your stuff. And look,

there are a million different checklist

apps, but one thing that ours does that

I think is really unique, you could use

a different one, of course. You could

download the Meet Kevin app if you want,

but one thing ours does that I think is

unique is it lets you deprioritize

tasks. So, I'll show you really quickly

uh how it works and how I use it and the

little tricks that I found that are

really useful for me uh to be more

productive as uh well, frankly a human.

And I think that's that's always our

goal is how can we learn to be more

productive because that enables us to

spend more time with family and more

time making the dalahalas, right? All

right. So, uh, here's just a quick

example of how I might use this. So,

back in the day, if I had like five

miscellaneous text messages, let's say

three of them were bills, right? And

let's say I had to do bills to uh

Walter, you know, or uh bills to Greg

and I don't know, I'll do bills to my

buddy Alio, let's just say, right? Well,

if I got, you know, text messages and

emails and voicemails asking me about uh

bills, well, it's really hard to

organize that all and I'd like to do it

all at the same time. So, what I do is I

when I read these things, I just quickly

throw them on my list of tasks to do and

I'll throw them under bills and great,

now they're all categorized under bills.

Nice and easy like that, right? But the

other thing that I'll do is I'll throw

in here and do like, you know,

QuickBooks and then I'll do, you know,

upload receipts or deposit uh checks. If

I could spell correctly. There we go.

Deposit uh checks. Still didn't spell

correctly, but whatever. You get the

idea. Now, let's say I'm going to pay

bills through Mercury and I don't really

want to go into QuickBooks right now and

I got to do some other things like drop

off mail or maybe I got to, you know,

uh, call the venture capital company

back. We haven't gotten any venture

capital investments for House Hack, but

I've had a lot of people asking me for

pitch decks, and I'm like, before I make

a pitch deck, I am closing this fund

raise cuz if I'm going to have to make a

pitch deck, we are raising the

valuation. But anyway, so like let's say

those are higher priority items, right?

So uh and and let's say, you know, for

whatever reason, this is the way it

looks. So I might look at this and say,

"All right, hm, do I really want to do

QuickBooks right now?" No. So this is

the feature that I really like that I

haven't seen another app do. I can

depprioritize. So I could swipe to dep

prioritize, and I just hit prioritize,

and it pops up at the bottom of the

list. Call the VC company. All right,

let's say I did. Ring, ring, drop off

the mail. Let's say I did. Complete. All

right, awesome. It's done. And now those

things also go into my log. Like my last

actions go into my log. So it's kind of

cool in case I ever need to undo

something. So we built this. It's just a

free feature in the Meet Kevin app.

That's the same app where you could get

your daily wealth updates, which I think

are really cool. Like here's the payroll

hack up uh hack that I did yesterday,

which I thought was really cool. Uh but

anyway, you know, that's just the task

hack. And then when I finish these off,

obviously I can complete them. I can uh

you know if I really want to I can

collapse that for now and depp

prioritize it just to get it out of my

way the bills section. But this is a

nice easy way to consolidate life.

Game changer. It is such a stress relief

to actually just organize things

correctly. Now uh we already talked

about gym. I'm not really doing like a

gym New Year's resolution cuz I'm like

if I do it on January 1st I'm not going

to do it long like I'll fail just like

is normal. So, I actually started in

Thanksgiving and now I'm getting into

this on day 33, which is kind of

exciting. So, that doesn't mean don't

start today if if you've wanted to. A

tip that I found for the gym, because

I've never been able to be consistent in

the gym, and I' I'm only on day 33, so

it's whatever.

Very, very simple. Keep your exercise

simple when you start getting in the

routine. I'm not, you know, a personal

trainer or whatever, but this is just

what I found that works for me. I want

to spend less than 40 minutes a day in

the gym. Like that's I cap out no more

than 40 minutes. And I'll do an AB and a

Dday. That's or a B a day and a B day.

There we go. Uh and really the goal is

three or four exercises. That's it.

Three or four exercises, 12 reps, four

sets, done. Like there's plenty of time

to do them. Do a quick email. Do them

again. Do a quick email. Do them again.

and and then you're out of there. And it

feels great to get it done every single

day. Big big big fan of this. Uh and I

should honestly add this to my dailies

list. I'm actually going to write it

down as like things to add to my daily

list because I like this touch dirt. I

have a greenhouse now. That was

something that I finally, you know, was

able to put together in 2020 uh six or

five. And I'm so grateful about it

because or for it because I really feel

like it makes me happier on a daily

basis to like look at my plants and see

my plants grow. But it's more than just

growing plants. They're also kind of

like a way of seeing time go by. It's

like, wow, look at all that progress we

made over those last few weeks. And if I

feel like I'm not also making progress

while those plants are growing, it's

kind of just like a little slap in the

face like, man, what did you do? Like

these plants grew grew up and what did

you do in the meantime? Like I want to

be able to see that time go by and go, I

spent that time well. I got a lot done,

right? That feels good. And it doesn't

have to always be work. Like vacation is

good, too. Trust me, I'm I'm like a

massive fan of spending time with the

family and vacationing. And that's

something, not necessarily vacationing,

but spending time with the family is

something that I really want to do more.

That's probably something that I've been

less good at in 2025, especially when

unfortunately we let go of the over

staff that we had. There was a lot of

catchup that I had to do. I feel really

caught up right now. Like so much weight

is off my shoulders. And it's so great

because the team we have working with us

now, they're all so wonderful. They all

deserve so much praise. from uh

accountants to CPAs to the lawyers that

work with us, the broker dealer that

works with us to our software team, our

lead engineer to, you know, the staff in

the office, just everyone just firing on

all cylinders. It does feel great. But

that doesn't mean, you know, don't go

out with your family and go hit the

powder. Like, you know, if you've never

skied before, go get yourself some skis.

Like, you must experience the magic of

the snow. you know, buy yourself some of

those Meta glasses. You know, I like I'm

not the biggest fan of Meta itself,

although I do think their stock is cheap

and I buy it. Uh but um the Meta

glasses, you know, they're great.

They're a great way to get out there and

film without losing that moment, right?

That's what you don't want is you don't

want to be going through this and

holding a camera, losing the moment. You

want to be looking at what you're doing

and, you know, seeing your 10year-old go

through this or whatever. This this is

the fun that you should be having in

life. Now, I will say if you ever go to

Northstar, also nicknamed Flatar, I do

not recommend staying at the little

Hyatt lodge or whatever. Uh, you know,

if you do three nights, you get a

cheaper stay cuz they unlock these like

little condo rooms. I think it's just

like some rigged Airbnb thing that they

do through the hype. We had 30 seconds

of hot water, no amenities. I'm not

trying to sound bougie, but come on. I

need like more than 30 seconds of hot

water for two people. Okay, I gave Jack

all the hot water and I was back to cold

showers, but you know, whatever, right?

Jack and I, we we escaped and uh we we

went up to uh Truckucky, which was

awesome. Like, totally recommend it,

especially after a dump snow. So

awesome. Uh but anyway, let's get to

some more recommendations here. So, uh,

other recommendations that I think a lot

of people forget about and and don't pay

attention to is I really really like

can't stress it enough. People are

getting hacked all the freaking time

right now because they are clicking on

dumb links. This sounds so stupid, but

you will literally get a docu sign from

somebody going contract needing revision

and it's a fishing contract or like

PayPal verify your email or your bank uh

is this transaction fraud and then they

make you panic cuz it's like somebody's

stealing from you so you click the link

and then you log in and you get scammed.

Never log in from an email. Like this

sounds so basic but people do it all day

every day. We just had a local HOA get

hacked. They've been out for like 2

weeks. Like if you want to destroy a

business, go click on links. It's just

it's pretty bad. Uh and I think AI is

just making it worse. So now some uh

those are just, you know, some tips. If

you want to see more of my tips, you can

always check them out on the daily

wealth tab. Uh but I want to talk a

little bit about YouTube. Also want to

be a little bit grateful, by the way,

for what you all are doing. I mean, we

are raising money for House Hack through

YouTube, which is insane. I mean, look

at this. I posted this at 12:00. These

were just examples of inflows. I think

some of these 10kers are people who like

divide their 20k into two credit cards.

I'm not sure about that. Uh but anyway,

uh that could explain some of them. But

anyway, like you know, this was just uh

from the morning hours over here. These

were just inflows into house hack. And

there's still inflows coming in because

our poor broker dealer guy, he's so

overwhelmed. He's like, I can't process

all this. I can't approve all these

people today. So, he says, you know, he

promised he's like, I'll get them all

done by Friday, but you know, cuz

tomorrow's a holiday. I'm like, okay.

Uh, but anyway, deadline's supposed to

be tonight at 11:59 for investing in

house. Uh, but, uh, yeah, we have a

broker dealer who has to do KYC and like

make sure you're not like a known

terrorist or whatever. Like, I guess

people from Bulgaria can't invest. I'm

like, are you guys that mad at Robin

Hood or something? You know, is this

like a is this like a slate on or slight

on uh Vlad or something? I I I don't

understand. I mean, I I know I know Vlad

turned off the buy button, but I didn't

think he was that bad. But anyway, so um

you know, thank you. We're really

grateful for that. Uh and we think

that's wonderful about House Hack. And

you know, we've been fulfilling a lot of

the promises that we committed to. You

know, for example, and then I want to

talk a little bit about YouTube. You

know, we promised that House Hack would

never pay a dime of the plane. And my

promise to myself was that I would

always use the plane and pay the

$250,000 a month or whatever it was for

the plane. It's roughly accurate. Uh and

I would pay for that

unless we didn't need it anymore. And

you know, we bought real estate in

different cities and kind of very well

in my opinion diversified uh for the

real estate that we have. It's over $65

million of real estate free and clear.

No bank debt. House hack didn't pay a

dime with a plane. I got to learn how to

fly. became a pilot, instrument rated,

multi-engine pilot, jet pilot, rated for

single pilot operations. Not that I want

to do it, but it was rated for it.

It's kind of cool, you know? I feel like

I that was a cool chapter, but I don't

fly enough to where if I don't fly

enough, I don't feel comfortable being a

pilot. Like, that's not saying I'm a bad

pilot. I think that means I know that

the way to be a great pilot is by always

flying because it is a fading skill. And

uh that's very dangerous. And so if

you're ever a pilot or with somebody

who's a pilot and they're like, "Oh

yeah, I haven't flown in 3 months. Here,

let's hop on the plane and go

somewhere."

Uh-uh. Okay. So, so anyway, u you know,

maybe I'm just trying to be too

conservative. Who knows? But uh you

know, some other promises and then we'll

hit some of the YouTube thing. You know,

we we promised that we would release our

AI app by December 31st. We did. We did

exactly that. you know, now we have to

fulfill our mission because we're only

on visual AI.

Valuation AI isn't in yet, but we're

building that and our time frame for

that is by Q2, but like in the

background, I'm like, what can we do to

make this go faster? Like, I'm so

excited, right? Because I want to I want

to meet our promises. We promised to buy

properties in Q4. We bought 11. Uh we

already rent renovated and rented out

five of them. The others are in progress

and they'll be done soon. We promised to

develop ADUs. We're literally a week

away from getting final sign off on our

first two and those honestly will be

like a nine cap. Uh like the ADUs where

we got these built money, honey. So,

we're really excited about those. Uh you

know, those are those are in a very

expensive area. Uh we we also promised

we'd lower expenses and that's I think

how we you know, we managed to go EPS

profitable as of December 16th. Again,

the accounting for the rest of the year

has to get done. I don't know how

they're going to finish the accounting,

but uh I I think it bodess well for all

of 2026. So, I'm very excited about

that. That includes depreciation and

interest, which is great. We got 15 mil

in cash. Uh no bank debt or bank lines

of credit. And what I'd like to do is uh

promise a like conservative

outlook uh for for what our plans are.

So what I mean by this is not just on

YouTube but also with house hack. I want

to treat this like Warren Buffett would

like imagine if Warren Buffett were

doing a tech startup and and like an

investing real estate startup.

He would not take a lot of risk. And I

think that's what we're doing. That's

how we're building it. We're building

our AI based off of our experience and

where we can leverage efficiencies in

the best way possible. And I think the

team should be rewarded for that and I'm

a big fan of that. So I'm really excited

for the team we've built. Uh I also, you

know, think that from

a just market and hedging point of view,

you know, I maintain that I think it's

prudent to limit your debt or diversify

away from single stock risk. I had the

use carry people actually email me and

they're like, "Hey, thanks for all the

referrals or activity or whatever from

from your affiliate link. I'm not trying

to uh you know what's it called? Uh uh

or was it cash? Was it used carry or

cash or both of them? Oh, use cash.

That's what it was. Use cash. Ah, that

Yeah, that's right. I I screw up the

names. Uh but um you know, they're

they're the company that lets you

diversify from like one stock into an

ETF. And I'm like, damn, that is

brilliant. Like I wish I wish I could

have built that back when I was like

doing my broker dealer licensing and

stuff like hell yeah guys I'm a big fan

of this. My affiliate link for them is

meetke Kevin.com/cash.

That's uh c a c h e like a cache of

weapons. But anyway, yeah, they emailed

me. They're like, "Oh, thanks, bro." And

I'm like, "Yeah, sure." But uh no, I

actually think it's a brilliant product.

They've got cool things here. So, uh, I

think this is smart, but I'm not saying

it to pitch them because like I've never

used them. I want to be clear about

that. I maybe I'll use them in the

future. I do think I'll use them in the

future, but uh, but I don't know. So, I

I want you to go into that knowing that

clearly. But the reason I mention is

just a way to say like I think it's a

good idea to diversify and I think a lot

of people aren't doing that because

they're stuck because of taxes or

whatever. Like, you know, some of the

people who are wiring us money, they're

like, "Dude, we don't want to deal with

tenants and toilets anymore." Like, you

guys are a cashbased company. You guys

have no debt other than a little bit of

convertible bond debt. And you are doing

wedge deals. So, you're buying, you

know, below the market uh uh in terms of

the real estate like the fixer upper

single family real estate you guys are

doing. We love this. And it's a way for

us to diversify without having to do the

tenants and toilets. I'm like, "Yeah,

that's that's the point." So, I couldn't

be more excited about what what we're

building here with real estate, but I

also know real estate isn't for

everybody. So, that's why I'm like, hey,

that product could could be fun for

people to who are really concentrated to

say, hey, you know, we're we're going to

we're going to pull back some of that

single stock exposure. But, you know, I

was showing this on my uh live stream

earlier today and I just think it's

valuable to see. But, I have this before

and after of you've probably seen it

before. I was going through this. This

is just like an old sort of 70s house

with a old shag carpet. I mean, the

carpet's probably like 30 years old. And

you've seen pictures, I'm sure, of this

before of the nasty kitchen. You know,

this is always where people try to bag

on on real estate investors and they're

like, "Oh, you're just taking homes from

people who want to live in them." And

I'm like, "What? Who do you think is

going to live in this property? Like,

nobody. You think we're just going to

put server racks in this?" No. like this

home is going to be turned into a rental

for a family. We actually just rented

out to a military couple and we're like,

"Oh, this is this is really exciting."

You know, we're a big fan. Now, some

people are like, "Oh, I don't want to

rent a military cuz they can break their

lease at any point." And I'm like, "I

don't care. Military tenants are

awesome. We're such a big fan of of

renting to to Navy or military families.

Like, hell yeah, dudes and gals. Like,

y'all are amazing." But anyway, this

this is uh this is just an example of a

of a before here. And what we want to do

is we want to give people a quality

home, you know, something that's good.

So like we probably overspend, you know,

we tear everything out. We clean up any

problems. You know, on this one, we

repaired roof problems. We repaired um

uh siding issues on railings over the

garage. We then fix the issues, take out

any issues, red drywall, reumber where

we need to. New flooring, new kitchen

cabinets, brand new appliances, brand

new front yard, backyard, brand new

paint, brand new hardware, uh, you know,

kitchens, bathrooms, like everything's

gorgeous. We even go in and like epoxy

the garage. Like, who does that? Well,

we do cuz we're trying to create more

quality properties for people. And and

this is why, like I say, capitalism can

be win-win. you know, it doesn't have to

be a thing where, oh yeah, you're, you

know, some greedy landlord or whatever.

We actually think, you know, people are

getting an amazing renovation here, uh,

for for a very fair rent. If anything,

we we think we actually under value our

rentals because we would rather rent to

a qualified tenant uh than than risk

renting to somebody with maybe lower

qualifications or certainly like

sometimes we'll get applications where

people will like fudge the numbers on

their applications and it just doesn't

align with their actual numbers and

we're like uh no this is just another

property that we're working on you know

like this property I think will easily

be a 20 to 24% wedge deal but I mean

It's scary. You know who wants to walk

in this and deal with all the mildew and

mold? I do. I love it. Like I walk in, I

smell mold and all I I don't actually

smell mold. I smell money.

It's great. But yeah, I mean it's also

like I'm so grateful because we've done

all of this without uh venture

capitalists, right? Like anybody who's

asked for a pitch deck, I'm sorry they

haven't gotten it. I tell people I'm

like, "Yeah, sorry. It's it's on the

website."

You know, people don't get it. And I'm

okay with that, you know. So, we're so

grateful we've been able to just do this

fundra through really just YouTube and

with y'all. But I want to make some

promises also for YouTube. So, some

things I found on YouTube is you all

really love the morning live streams. On

average, we have about 3 to 4 thousand

of you that watch the morning course

member live stream where we analyze

technicals, the day, catalyst, and of

course, do our fundamental analysis and

sometimes we'll do real estate analysis

or answer your questions in the course

member liveream. People get lifetime

access to that. Uh people have been in

there since, you know, 2017 and they've

had lifetime access to those which is

great. You can get that at mekevin.com.

But uh what I'd like to do is uh do the

course member live streams, do our stock

morning live stream. Still do that, but

maybe a little bit less of like the day

drama in the way of making content. Like

maybe less of the Carolyn Levit,

although we haven't done a lot of that

lately. uh and and we'll go a little bit

deeper, do some more deeper dives on

some of the news. Not always, you know,

obviously if there's breaking news, I

want to pop in and cover it, but um I'd

like to get some more focus on some

deeper dives. I do think uh that'll be

very valuable. Uh and so yeah, we'll

have this final sponsor uh in this video

here, but beyond that, the next focus is

going to be focus on growing house hack,

focusing on our artificial intelligence,

growing it in a conservative way, fewer

but more quality videos, and and really

taking the extra time that I'm not

spending trying to chase every news

headline, and spending some extra time

with family, which I really look forward

to. So, those are my updates and uh this

is my last video for the year. Thanks so

much for watching. We'll see you all in

the next one. Goodbye and good luck.

>> Why not advertise these things that you

told us here? I feel like nobody else

knows about this.

>> We'll we'll try a little advertising and

see how it goes.

>> Congratulations, man. You have done so

much. People love you. People look up to

you.

>> Kevin Pra there, financial analyst and

YouTuber. Meet Kevin. Always great to

get your take.