The Fed *JUST* Issued Warning: Meet Kevin Report 1 [Jan 6].

just today on Monday January 6th the

Federal Reserve provided a warning that

nobody listened to Donald Trump got

certified on the 4year anniversary of j6

I'll leave a comment down below if you

were with me that day four years ago

when we covered an over 10hour live

stream of that day and Justin Trudeau

quit with poly Market good old insider

trading finding out before anyone else

we'll talk about that as well as CES

starting this week and people are

claiming Dell is now copying Apple so

let's hit it all in today's meet Kevin

report news that makes you money look I

quickly want to just start by saying I'm

bringing this back because you asked for

it somebody here wrote well actually 54

Woods girl wrote everybody don't we wish

that Kevin would put out a new show once

a day at least you were the best at this

Kevin to which I asked on X and many

other platforms is this real sentiment

and many of you replied saying yes this

is exactly what you want so because you

asked for it let's give it a shot so

first in

macroeconomics this morning we woke up

to a market rally thanks to what was

going on with foxcon which we'll talk

about in a moment propping up the AI

sector but also this idea that Donald

Trump might actually want or desire more

narrow tariffs a lot of this was

inspired through potentially leaks or

rumors

that Donald Trump is open to using a

universal tariff amongst all countries

rather than specifically targeting

countries like Mexico or Canada or China

basically saying look if you want to do

business with the United States there's

going to be a sales tax for you on it

obviously Democrats latch on to this and

say that any kind of tariffs are simply

going to lead companies to raise prices

and therefore consumer prices are going

to go up but those of you with then

economic interest know that the only way

that could happen is if those companies

actually have a large enough PP because

without a large PP there is no way you

could pass that extra cost on to

Consumers instead without pricing power

You're simply going to take it in the

margin and nobody wants to take it in

the margin taking in the margin is also

what could end up leading to layoffs

which so far we actually haven't seen

which is one of the reasons why the

economy keeps booming that hasn't

stopped the Wall Street J though from

talking about a little labor market

being more poopy doopy than maybe it

outright looks like it is but before we

hit the Wall Street Journal just as

quickly as I brought up this idea that

Donald Trump might be interested in more

narrow tariffs or a universal blanketed

tariff Donald Trump basically within an

hour or two came out and said that this

was a fake news we're still doing bigly

tariffs now in my my opinion when there

are leaks like this and then you have

people like Trump or musk suggesting

that it's fake news there could be a

sign that there's a little bit of Truth

in it and I wouldn't be surprised if a

universal tariff is what we end up

getting it makes it the easiest way to

sell to all com uh countries and say

look everybody's going to start at 10%

now maybe I'll give you a coupon code if

you give me certain favors I actually

kind of think it's a good negotiation

strategy so I kind of believe that

there's some truth to these rumors but

we'll have to see anyway the Wall Street

Journal did write a lengthy piece today

with actually no Nick tamos in it I was

surprised by that on the 27 we

unemployment rate Rising now many of

those of you who've been watching the

channel for a while know that I've been

specifically freaking out about this 27

we or 6month unemployment rate uh Rising

uh and the Wall Street Journal didn't

specifically mention the 27 week figure

except instead rather they mentioned the

six-month figure I just want you to know

those are the same so the 27 week

unemployment figure is up 50% since

20122 that figure is uh also uh hitting

its highest level in categories like

white collar worker categories like Tech

Law and media what I basically C

categorize as your like classic Tesla

buyers and the unemployment to job

openings ratio typically measured by the

jolt survey uh job openings and labor

turnover survey so I guess that's a

little we done it the jolts uh ratio is

now 1: one this is where Powell wants it

to be the problem is we got here with

one missing piece and I want you to kind

of think about having a softer labor

market as a puzzle imagine you're

putting together the puzzle and you're

going to go okay we're going to

constrain demand so we're going to have

less demand then that'll lead to less

hiring so less job

postings and it'll take longer for

workers to find work and we'll have

layoffs if all of those things come

together and we get to an unemployed to

jop openings ratio of 1 to one we're

good that's what the Federal Reserve

wants to achieve the problem is we have

achieved that one:1 ratio with three out

of those four components we've got the

less demand you know outside of the AI

sector we've got the less hiring and

we've got the it's taking longer to find

jobs portion so we got three out of four

but we're already at 1:1 and we haven't

hit layoffs yet and this Wall Street

Journal article is arguing what happens

if all of a sudden layoffs come in then

we take what are marginal job numbers

that we have today and potentially push

us into a recession I'm not saying that

to be a bear I'm just saying it to give

you a heads up that when the Wall Street

Journal starts putting on their front

page hey just a heads up watch for

layoffs because when that starts hitting

the data that's already marginal for

jobs data basically showing there's

really only hiring in government and

Healthcare which are lagging sectors

although mining manufacturing

Transportation are still holding up

quite a bit everything else is kind of

falling you might want to pay attention

in this comes at the same time the same

day actually which is often not uncommon

because the Wall Street Journal seems to

coordinate with the Federal Reserve that

labor warning comes on exactly the same

day that the Federal Reserve issued a

warning to today yes Lisa Cook over at

the Federal Reserve said the quiet part

out loud we reviewed a little logic

puzzle by the way together with course

members this morning and I'll give you a

little preview of what that puzzle looks

like and the reason I mentioned this

puzzle is because I also want to provide

an update that wait a minute when Lisa

Cook gives this warning she a little bit

gives kind of a quiet warning that's the

opposite of what I think the Federal

Reserve is trying to do take a look at

this might be a little confusing at

first don't worry I'll clarify this so

here's a little logic game I did with

course members this morning we uh we did

every day the Market's open we do

usually a market open live stream

together it's about an hour of real

estate and stock analysis and Q&A and

everything so a little logic puzzle we

wrote is a if fed signals concern Market

Falls C you fall into recession in other

words it's like a self-fulfilled crash

right if the market If the Fed says

everything is great the market goes up

you might avoid avoid a recession the

FED wants to avoid a recession and if

the market goes up the FED may be able

to avoid a recession therefore the FED

should signal optimism to the market AKA

therefore the FED will pump markets

right so it's a simple logic game that

says the Federal Reserve is actually in

a place where they're perversely

incentivized in

English it makes sense for them to pump

up the

market which I think is really

interesting but at the same time in like

really quiet Corners there are people at

the Federal Reserve that are

Whispering problems okay take a look at

this Lisa Cook says on Monday valuations

are elevated in a number of asset

classes including equity and corporate

debt yeah there's like no risk premium

between corporate debt and treasury debt

anyway where estimated risk Premia are

near the bottom of their historical

distributions suggesting that markets

May be priced to Perfection and

therefore susceptible to large declines

which could result from Bad economic

news or a change in investor sentiment

okay well remember this comes just at

the same time as the Wall Street Journal

is saying the last Domino to fall is

layoffs we haven't seen layoffs yet

which drum Powell says is good and

everybody says is good but the people

who are really paying attention realize

that's the last Domino and when that

last Domino goes at the same time that

you have sky- high valuations well then

you could have bad economic news and

this is why I give a warning please pay

attention to layoffs it's the last

Domino and they are now saying the quiet

part out loud that Jerome Powell won't

say because Jerome Powell wants to play

the logic game as in yeah basically

manipulate markets pump the markets to

try to prevent a recession the thesis

here is that if wealth goes up because

of the stock market or real estate

market then people will spend more money

and businesses will go back to hiring

maybe that'll happen in fact that's what

I hope will happen I hope that in

January February and March every

business goes out there and just starts

hiring a bunch of people and we actually

have job growth again not like the

nominal growth that we've been having

that's been mostly health care and um uh

and government jobs you know you can

have a lot of unemployed government

workers soon if uh VI VI's plans come

through but anyway this is a very

interesting warning because this is all

coming as the Wall Street Journal is

also saying that the cape ratio which is

basically Robert's this is Robert

Schiller's cyclically adjusted price to

equity ratio really like fancy fancy

word basically what you just have to

know from it is is that.com Bubble Burst

levels now all of that sounds like the

economy seems like it potentially maybe

should be setting up for an oopsy doopsy

but that's not really how it works see

UBS even argues Yes Ford pees are high

the cape ratio is high were higher than

the 10 and 20 year average on forward

pees but stocks don't fall because of

high valuations they fall because of

earning slumps or deteriorating

fundamentals however if you invest new

money at high fundamentals yes it is

more common to have negative returns so

it's just a little bit of a warning that

I'm starting to read about from

different areas especially since you

have now Bloomberg arguing that Amazon

and Tesla have hit quote they most EV

valuation in 20 years yeah well it's

made a lot of people money so probably a

good thing

anyway this has led some people to ask

me Kevin what are the cheapest sectors

in the S&P 500 right now and frankly

there is only one the cheapest sector in

the S&P 500 right now is real estate yes

because markets are really positioned at

the moment for basically markets to just

keep going up obviously if we hit

recession and yield fall that would

actually be really good for real estate

and you could see real estate sit at the

top and outperform everything else

that's obviously unless you have a big

foreclosure crisis which seems less

likely because of quite frankly people

have very low lock-ins on 30-year fixed

rate mortgages 15year fixed rate

mortgages we have the Dodd Frank Act and

the ability to repay it's very very

difficult to qualify for a mortgage so

of course there'll be some foreclosures

and short sales for those taking non-qm

loans non-qualified mortgage loans

basically more Fringe loans like hard

money loans but normal loans might not

see that sort of disaster that we saw in

2008 who knows these are just some

things that I'm watching and tracking

right now Bloomberg does also report an

increase in Short Selling in bonds

towards the end of last year all of this

pretty interesting now a course member

this morning asked me hey Kevin but if

the market ends up falling won't the

Federal Reserve just cut rates and

therefore St ulate markets just like

what happened in

2020 therefore why not just stay

invested and don't get me wrong I'm not

arguing that people don't be invested

right now I'm just saying if you have

new cash there is an argument to

potentially holding some of that new

cash on the sidelines not saying you

should try to time the market that's not

the right move for everybody's portfolio

in fact it's more likely the wrong move

for people's portfolio but when it comes

to the question of will the Federal

Reserve simply bailout Market like they

did the last time this depends mostly

because last time we had coordination

between the fed and the legislature we

not only printed money at the FED but we

helicoptered money that we helicoptered

that money away through a Congress that

was really primed to giving people

stimulus and unemployment pay and

basically money for doing very little

these sort of bailout programs I think

would be highly unlikely under a

republican controlled Donald Trump

Administration and legislature which is

probably going to be too far in the oh

no we might stir inflation again Camp

which actually means the pendulum could

swing the other way we could be going

from too much stimulus to not enough

stimulus in the future and then actually

face a deflationary oopsy now of course

nobody knows when that kind of stuff is

going to come but it is interesting

seeing this coordination between the

Wall Street Journal and the Federal

Reserve today in other news uh AI was

very bullish today mostly because uh

well foxc con's results were bullish

they see significant sales growth for

quarter one especially are expecting AI

server shipments to be stronger than

they were in 2024 now that's

specifically for foxcon so I kind of

question like well how strong were your

server shipments in 2024 and you know

that's a discussion that we can dive

into in a separate video but it's worth

paying attention to this Le Nvidia AMD

and a host of other AI stocks including

super micro computer to Rock It Up

in addition to this you also saw some

enthusiasm extending for hydrogen stocks

like Plug Power this is potentially due

to treasury guidance that came out late

Friday for hydrogen tax credits

something to keep in mind for a company

like Plug Power uh is that a lot of

these tax credits may end up

disappearing under Trump so pay

attention to that it's also worth noting

that FUBU had one heck of a day today up

over 200% rising from a buck 30 at its

low to over

$559 why did this happen well remember

that FUBU TV sued Disney to block Disney

from launching this program called venue

venu was supposed to be a sports focused

bundle of channels between Disney and

fox that they would broadcast but since

FUBU primarily operates in the sports

Market FUBU SU I'm oversimplifying what

is going on here but let's just put it

this this way FUBU had a strong enough

case to get the judge to block the

launch of venue the judge involved in

this litigation until the litigation was

resolved which basically means the judge

found fuu's arguments credible enough to

say yeah Disney let's wait until this

resolves so what did Disney decide to do

Disney decided to take ownership of 70%

of FUBU in partnership with Fubu

manage FUBU FUBU shareholders will own

30% of the company Disney will own that

other 70% and Disney agreed to combine

Hulu Plus live TV with FUBU TV so you

basically just made Disney even stronger

but obviously FUBU now has a much lower

risk of going bankrupt or disappearing

hence their market capitalization

explosion today in fact their market cap

right now is 1.6 $69 billion let's go

that's up over

3.5x today so uh if we look at that

valuation beforehand and divided by

3.5x you were under a $500 million

company

before this announcement today you about

$482 million so you saw a huge run up

now keep in mind trading liquidity is

pretty dang low in fuboo it's not like

micro strategy where you have a lot more

liquidity though

sometimes more liquidity can come as

insiders decide to sell and you get a

little bit more of an order book that

can move however when you have a thinly

traded stock you do have to be careful

of a momentum runup that just moves too

fast for its own good and it leaves some

people holding a back in the future so

just be careful on thinly traded stocks

speaking of thinly traded in interactive

brokers sent out increasing margin

requirements for micro strategy sounds

like they're starting to freak out over

potential margin calls in micro strategy

which is interesting because the stock

was up about 10 11% today which is

pretty remarkable it keeps running and

Bitcoin back to its 102 line watch that

102 line carefully I think that line is

pretty useful you can see how we fell

under that line for a period of time uh

right here but the last time we broke

the line fell under it broke it again we

rocketed up to

108,000 breaking through and sustaining

this 102 line is critical to make it up

to my next extension line of

155 and if you specifically look at a

stock like Tesla it's really important

that Tesla maintain this 4450 line

though we did end up losing that line

again today in this morning's Alpha

report I talked specifically about this

414 line in fact in this morning's Alpha

report I also talked about how the

NASDAQ 100 was likely to have priced in

most of its screen for the day at the

beginning of the day and to be careful

because I didn't think we would see much

higher through the rest of the day and

if you take a look by the time the alpha

report was sent right around this

morning hour here we ended at roughly

the same place as where we started maybe

up about 30 cents on the QQQ but this

sort of enthusiasm in the AM did wear

off pretty quickly so just watch for

that we want to see these levels

sustained it is good for the NASDAQ

though that we basically triple tested

this now

52175 line it's actually a bullish thing

for

markets moving on uh Ulta just announced

a new CEO in my opinion this has

Buffett's influence written all over it

so not a surprise given that he's got a

decently large stake there when it comes

to politics we did hear that Justin trud

has resigned which poly Market basically

predicted interesting about Justin

Trudeau resigning uh is his party's kind

of been falling apart since

2021 it's kind of worth noting what's

been happening to Liberal power since

2021 look at this here's 2021 on the

left where liberal power in Canada and

you see this in the United States as

well was much stronger or decently

stronger maybe about Five Points

stronger than conservative power but

that sentiment in polls reverse bur and

split especially in the middle of 2023

and throughout 2024 where basically

liberal polling power has fallen to

almost third place uh and conservative

power climbing to the strongest levels

we've seen in quite a while now a lot of

folks are wondering why is this

happening is this simply because Justin

Trudeau was unliked after all a bunch of

people were resigning from his cabinet

over the last few months it seemed like

every week somebody was resigning from

his cabinet uh a lot of people are

claiming that they were frustrated with

Trudeau's uh black face from earlier in

his life when he wore black or brown

face for his Arabian Knights costume

others other say he they're frustrated

with Trudeau because of covid lockdowns

others say it was him using emergency

Powers against the trucker protests

others say it just has to do with this

Obsession of not just Justin Trudeau but

liberals in general focusing too much on

immigration or I should say a lack of

immigration like focusing on Asylum

support for anyone to come into a

country climate change and identity

politics and prioritizing those things

over the things that people say matter

to them people say what matters to them

most is why don't we focus on the issues

that we have at home like better schools

so we can have a stronger economy and

lower inflation

legal immigration and secure borders so

this has been leading a lot of liberals

to lose support not just in Canada where

now Justin Trudeau is resigning keep in

mind he's just resigning as PM until a

different Liberal Party PM comes in

though the fate of the liberal party or

the liberal Coalition may not last very

long uh given this sort of sentiment so

just pay attention to that a lot of

people are looking at what's happening

across the world and saying maybe the

Progressive Movement is just over Trump

has come back marking a rise in

conservative ship uh we've seen a rise

in uh the same thing in Canada and in

Germany as well as other countries look

at the IFD the alterative for deand the

alternative for Deutschland uh and the

fact that now 75% of European

governments are led by or include a

right of Center party in its leading

Coalition people are saying this is all

happening why because of populism which

frankly this should be very simple to

understand what is populism hey let's

focus on our own problems first our own

economy first our own people first and

our own people's ability to get jobs

first today the Wall Street Journal

argues that the workingclass voters feel

that Elites academics Bankers

politicians are just disconnected and

don't care about us that they don't care

about fighting for us small business

owners small business entrepreneurs or

people just trying to make a buck and

make a living it's no surprise that

we're now in an age of potentially

population collapse Elon Musk talks

about that all the time and we can talk

more about that later but basically this

might be the first century that

populations have declined ever in the

history of the Earth for humans since

the black death in

1300 kind of crazy

uh anyway uh social media by the way

this is my opinion May accelerate some

of the divisions that we're seeing but I

personally don't think that social media

making the divisions uh apparent is a

bad thing I I I do think because

ultimately I think things that need to

be exposed should be exposed but I do

think that social media makes it harder

to heal after issues have been uncovered

because everybody kind of gets a little

bit more entrenched in their places and

so healing is really the hardest part

and and it's really difficult for

politicians to help heal a community

because usually they just pour gas on

their enemies and like I mean that

sounds graphic but and people just sort

of bag on each other more so anyway uh

this same thing by the way that you've

seen in the United States in Germany and

Canada you're seeing in France you're

seeing in the United Kingdom it's

happening all over the place uh center

right parties are focusing on helping

people feel like somebody's fighting for

them the downside of this is it could

lead to potential

gridlock and we've seen some of that

already in the United States consider

the following yes Donald Trump and JD

Vance were certified uh as President and

Vice President elect however the first

action of this new Congress we have to

elect Mike Johnson as Speaker of the

House in the first ballot it did get

done it didn't take 15 attempts like it

took last time to get Kevin McCarthy

elected and his speakership didn't last

anyway but there were some problems this

was not easy going Republicans could

only afford to lose one vote versus what

Democrats had and since six Republicans

abstained and three voted for someone

else other than Mike Johnson it took

some real convincing to get the rest of

the Republicans to vote for Mike Johnson

now the reason they pulled it off was

because if they didn't then Democrats

would have chosen hakeim Jeff and

Republicans fear that Democrats would

have blocked the certification of Donald

Trump and JD Vance kind of like four

years ago so like all we don't want them

but we'll take them okay now there's a

lot to do like the budget the debt

sealing deficit spending Ukraine

immigration energy bills the extension

of the Trump tax bills uh tax cuts from

2017 which expire this year next year

and you know Trump has been talking

about wanting one major package to get

everything done like a border Bill

Energy bill tax Bill and everything

together but now there are rumors that

they might even be open to doing a two

Bill approach where they split some

priorities maybe split taxes and

immigration into different bills who

knows but some of that hardliners ship

if you look closely enough is already

starting to come so that's going to make

2025 really really critical for Trump

because you really only got 2025 to

pound legislation through in 2026

everything everyone does is going to be

focused on the midterm elections 2025 is

really the time to get things done now

of course Elon Musk adds to this

conversation by saying had this election

not been won by Donald Trump

civilization would be

lost another one that Elon Musk adds is

in response to Johnny ascola who on X

writes Elon Musk is rapidly becoming the

largest spreader of disinformation in

human history hijacking political de

debates in the process Elon Musk

promptly replies Fu

to which Luna then replies sorry

Elon I couldn't

resist 1229 2024 please post a bit more

positive informative

content Elon Musk 8 Days Later Fu

Michael bar the vice chair for

supervision at the Federal Reserve has

step down voluntarily now I find this

actually really interesting because

Michael

bar is somebody who said he would stay

in his position at the Federal Reserve

somebody who wants more banking

regulation and banking supervision he

kind of promised that he would stay at

the Federal

Reserve and he would sue to stay there

if he needed

to what actually happened is he's now

agreed to step

down so it kind kind of makes you wonder

wait a minute did you think you were

going to get fired by Donald uh because

all of a sudden you're doing the

opposite of what you said you were going

to do which is quite interesting so a

lot of people are wondering could this

be a leading indicator of what happens

with Jerome Powell where Jerome Powell

says I absolutely won't step down and

then all of a sudden you end up stepping

down

anyway oops

in other news CES is back uh it starts

on Tuesday Jensen Hong that's tomorrow

Jensen Wong is expected to give the

keynote address there from Nvidia a lot

of people think he's going to talk about

Blackwell who knows if he will uh AI

devices are obviously expected to be the

showstopper there PC AI updates blah

blah blah blah at the same time India's

government is now wanting to issue

helicopter money to companies like apple

to move production from China to India

this has previously been challenging due

to fragmented politics uh in India

basically like you know trying to get

cities to work together to get things

done in India has been very very

difficult well uh the Indian government

is now trying to step in and simplify

and streamline this process and throw

billions of dollars at the problem as

well to make it happen this obviously

while China's economy is not doing so

hot anyway D is also rebranding their

computers now to Dell like their laptop

Series Dell Dell Pro and Dell Pro Max

which a lot of people now say is Dell

just copying Apple Dell says nobody owns

the word Pro or Max so they're just

simplifying their brands they're also

now authorizing uh the first AMD chips

ever to be used in Dell computers which

they say will be better for an AI

future okay then uh what else do we have

oh we had the first H5 N1 death in the

US it was in Louisiana someone over 65

years old with underlying health

conditions

apparently they were exposed to a

backyard flock of birds and the health

briefing said please don't touch dead

birds or dead animals or even sick

animals no human-to-human

transmission has been

evidenced also in Louisiana specifically

New Orleans where we had the Bourbon

Street Rampage the assistant district

attorney there just shot themselves

Saturday night and died he was 34 years

old and joined the bar in 2023

that person apparently wasn't working on

the Bourbon Street case because they

specialized in sexual assault cases but

people are still wondering what is going

on in New

Orleans so with this we should bring up

a dad joke of the day the dad joke of

the day is what do you call a Ford

Fiesta that has run out of

gas the answer a Ford

Siesta okay with that let's take a look

at a bonus The Babylon B has awarded the

worst vehicle by the National

Association of terrorist car

bombers and the metal goes to the Cyber

truck Tesla cybertruck voted worst

vehicle by the National Association of

terrorist car

bombers also sent out another Daily

Wealth email I was talking about a viral

post circul ating by the CEO of loom the

CEO of loom sold his company for just

under a billion dollars which is really

cool you know nobody knows how much he

actually net especially because you know

he may not have owned 100% of the

company and then he got to pay taxes and

stuff so it doesn't matter the point is

he's probably got hundreds of millions

of dollars and now there's a viral post

going around from his blog about how he

feels confused about what's next he

feels empty he feels uninspired he feels

like everything's a haze and a side

quest he almost s numb and so that's

where in my Daily Wealth email yesterday

which remember you can sign up for that

over at M kevin.com along with the alpha

report at M kevin.com I said that in the

end

game that where you have the money that

you need to live you have to ask

yourself what is there Beyond money and

I found that answer myself which I found

after a while of people asking me Kevin

you know why don't you just retire or

whatever I found that the piece that's

always missing when people are unhappy

is some true purpose see without purpose

you become a miserable vacuum you hate

your job you hate your life you hate

everything you're doing and every

inconvenience feels like another

punishment whereas if you have purpose

every inconvenience or oopsy doopsy is

really just a bump in the road a small

speed bump on the road to what your

ultimate purpose is and so I'm convinced

that purpose is what keeps Us Alive

Young and willing to endure that without

purpose life is potentially meaningless

people always ask me Kevin hey you know

what like what number is it going to

take and for me it's not a number it's

purpose it's building my company like

house Haack and the team the amazing

team that we have at house Haack and the

new companies that we could partner with

or the new business ventures that we

could do with house hack or outside of

house hack depending on what's

appropriate find purpose in my

relationship with my wife and my kids

providing value to you on YouTube or

through my Daily Wealth letter or my

Alpha reports even if I wasn't in this

position I try to find purpose as a cop

or a doctor something that would make me

feel like at the end of the day I

provided value somewhere in the best way

possible and I think that's ultimately

what's missing from a lot of folks who

feel a lack of purpose so anyway there's

your first meet Kevin report hopefully

you like it if you watch it on 2x it

should take you about 15 minutes to get

through so thanks so much for being here

appreciate youall and we'll see you on

the next meet Kevin report do not

advertise these things that you told us

here I feel like nobody else knows about

this we'll we'll try a little

advertising in CR go congratulations man

you have done so much people love you

people look up to you Kevin PA there

financial analyst and YouTuber meet

Kevin always great to get your take