oh my ****

Oh, there goes the toilet lid. We're

going to go through some serious numbers

and before and after examples here of

what's going on with my startup. But

first, quick reminder, the fundra is

ending at the end of this month. So,

yeah, that means if you go to

houseack.com or reinvest.co, you could

still get and lock in that convertible

bond. You get 5% as a yield paid out on

a monthly basis. All the upside in the

stock and you can invest with credit

card, a wires with absolutely no fees.

Obviously, I don't recommend anybody go

into debt. And make sure you read the

offering circular. There is risk with

every investment. You could also go to

the website to learn about our

artificial intelligence. And you could

also buy lifetime access to it if you

want because once we actually release

the product, the price is going to keep

going up. Also, I'll give you all a

quick little spoiler of what's coming

and what we're going to enable for those

of you with lifetime access soon. Take a

look. So, if I go to the Reinvest app,

uh we're combining this with the

Reinvest app. And so, we'll have a

little tab at the bottom that'll be

deals. And, uh, in this case, I've got

over here zip codes of uh certain zip

codes in Detroit. I just picked a few.

I'll pick a few more over here. Update

those zip codes in. And I'm sorting

these by best deals, uh, or at least

deals that so far look the best. And I

mean, look at this. This place looks

nasty. This place doesn't look too good

itself either. Great. Uh, and so over

time, since we don't yet have the net

worth boost or fair market value

algorithms done, we're only on images

and next we're hitting valuations. So we

think sometime early next year we'll

have all of these algorithms completely

done and man I I'm I could not be more

optimistic about taking something mass

market like this is a game changer. So

some of you have asked about the

financial status and reality of what the

heck is going on and my real estate

startup. Let's just put it this way. the

artificial intelligence boom is clearly

alive and well and given that uh we're

not like an oracle and we rely very

little on servers, we're really excited

about this. So, what I wrote down here

are a couple notes to give you updates

on. Uh number one, as of 1211 2025, the

company is EPS profitable. Now,

obviously things could change, but

what's great about that is that's the

first quarter to date ever. We've been

EPS profitable, and that's because we

launched our AI product just 2 and 1/2

weeks before that. This includes

depreciation and bond interest, uh,

which we don't have any bank debt. The

only debt that we have is a set of

convertible bonds that hopefully convert

to equity at some point in the future.

based on the numbers that we're seeing

now, we think that is a likely

conversion, which is good because it

gives investors all of the upside of the

equity of the stock. Uh now, why? Okay.

Well, we believe that's because, well,

let's put it this way. More people have

bought our artificial intelligence

product and lifetime access for it than

we really thought people would. And so,

we're really excited about that. Let's

go look at some real estate and talk

more about. And I know some of you were

wondering, Kevin, like what valuation is

your company raising money at? This

report right here was done by a broker

dealer in August of 2024. They valued us

at $140 to $2 as a multiple of book

value. That was when we were losing

money. If I could type correctly here,

we were losing money. We had a much

larger staff and we got rid of a lot of

people that were not productive for our

company and focused that on the R&D

talent instead. And boom, now we're

cranking and profitable. And so we're

still raising at this old valuation.

That's one of the reasons we're ending

this fundra. Mind you, when we first

started raising for this company, we

raised at $1 equals $1. So when we

raised our first, you know, $25 million,

we had a company that was worth $25

million and we had $25 million of shares

outstanding, you know, plus or minus

like a tiny small little fraction of

fees and costs like that. Like we didn't

there was no premium for the company

when we started. And you know, now we

still have this fund raise going at a

buck 40. That's the low end of this

range. And this is written by a Wall

Street, you know, firm, uh, a broker

dealer firm. I took a little screenshot

here just to blow it up from from the

PDF of what our company is worth in

August of 2024. And so right now we're

raising money at a buck 40. And I'm

thinking to myself, geez folks, like why

why are we doing that? That was back

when we were losing money and weren't

the company we are today with artificial

intelligence. That was just based on

real estate. So I think when we close

this round, we're probably going to go

get a new valuation, you know, at some

point. Whether that I don't know if

that's going to be right away or the

summer, early next year or whatever, 27,

whatever, but um it might be quite

different. No guarantees, of course.

Also, quick sidebar, Jack had the first

sprouting plants. Uh both Max and I are

really lagging behind. We kind of think

he didn't bury his seeds very deeply.

the knucklehead.

>> A big financial lesson that I think

everybody could benefit from is

understanding that when companies or

people become regularly profitable, they

can focus on what really makes the

company or yourself as an individual

grow rather than being reliant on where

am I going to get the money for the next

payment from. And that's what I think is

so wonderful about what we're doing at

Houseack, which we're now calling

Reinvest. It's the same company. We just

like the name Reinvest because there are

some really cool things that we're going

to do in the long term and the name is

perfect for that. That said, we do

occasionally get some people that are

like, "Oh, cool. All right, Kevin AI and

you do real estate. Like, how do those

two even mix together?" And that's the

point. See, we don't buy homes that

other people generally want to live in.

I'll just give you a quick before and

after example. Here's an example. House

like this. artificial intelligence

that's trained by an expert can tell you

that this patio cover here is probably

leaking because of the rust and mildew.

Now, maybe you can identify that, but

does every home buyer? Does every

investor? Our goal is so that every

single time a property hits the market

in the future, we can automatically

identify red flags and let buyers,

investors, realtors make a financial

analysis on instantly, mind you, on is

this property worth buying compared to

what it's listed for. And if you could

do that instantaneously, then you can

actually broaden the number of people

who can build real wealth, the real

estate. Now what we've done is I mean we

do a lot of this analysis ourselves but

we realize we don't have billions of

dollars to go do all the fixer uppers

for example or even the non-fixer to

help determine if it makes sense to

renovate a property. So we spend the

money that we have on artificial

intelligence but also transforming

properties like here's the after of that

same property. But we have realized that

there's so much demand for what we use

and the tools we use and the knowledge

we have. If we can train by training

multiple different machine learning

algorithms essentially and our custom

weighted uh waitings around those along

with my experience uh labeling and

tagging and training our AI that is what

we realized we could actually license

for big dollars because the skill to

actually go in and buy these properties

and make money off of buying them is why

there's so much potential in this

industry. I mean take a look for a

moment. If you go into one of these

fixer uppers and you get obviously the

random uneducated comment of people that

like, "But Kevin, you're taking homes

from people who want to live there. Do

really you want to live here? I look at

this. This is disgusting. The roof

leaks. The patio leaks. The carpet is

disgusting. The kitchen is absolute

filth. I mean, this is this is not a

safe property for somebody to live in.

The last thing somebody should do is

move into a property like this because

it's just wrong. The backyard is gross.

Everything about this is just wrong. And

what's remarkable is it does take

investors to come into a property like

this with cash often and improve this

property to a state where somebody can

actually live there. Now, that's what we

do. We rent these properties out. I

mean, we just bought 11 properties. We

just rented out two out of the five

renovations that are well, four

renovations that are complete. We just

rented out two, each of them in under 7

days, which is fantastic. We expect the

next three will be rented pretty quickly

as well. Some of them might even be

rented within less than 7 days. So,

we're definitely cranking on that front.

But look at the after on that kitchen.

So, remember that filth in that kitchen?

Just look at the after for a moment. I

mean, this is the kind of property.

That's the same one that I showed you.

This is the kind of property that people

want to live in. They want to live in a

property that's cleaned up. But how do

people know how much money to spend on a

renovation versus where to put the money

and where not to put the money? And

look, here's another one that we're

renovating right now. This is pretty

nasty. Like, okay, then, you know, you

taking away homes from other people.

Really? You buy this then? People don't

want to live in this crap. It's full of

mold. This is disgusting. You know, we

just did demo on this property, so it's

completely been gutted and emptied out.

I'll put up a little segment of uh

myself and Jack there uh because it's

it's already transformed just by doing

some demo. But the point is if our

artificial intelligence can help people

do this and homeowners know where to

spend money, then this is a global

gamecher for real estate. Start with the

US and expand. And yeah, look, I want to

be clear. Obviously, I'm the CEO of this

company. I'm like mega optimistic, but

we just started as like let's use our AI

for our own buy and hodddles and that's

what we've been doing. And now I'm like,

man, we could license this. Let's just

see what happens when we launch it.

Boom. Explosion of people buying

lifetime access for it because we think

in the future we could charge people

two, threeund bucks a month to use this

because the product would be so good. We

could charge brokers or agents even more

because a they get a tax write off and b

they could put multiple clients in it at

a time. Basically doing their job like

augmenting a lot of their deal finding

job for them, right? That's the whole

point of AI, becoming a whole lot more

productive. So top producing agents are

going to love this for their buyers.

Like I'm jumping up and down on the

inside. You know, forgive me. Maybe I'm

too optimistic here. Red tip. Red tip.

Red tip. Got to complete my dambo. I

want all of it done. And you know what?

I'm making an executive decision.

Get rid of it. Get rid of the tub and

the shower.

I'M GOING TO HAVE TO burn my hand after

this. Is not savable. See this? The

water wicked up. Really gross. So, let's

just get rid of the whole door. I like

how it's labeled rest rooms. See how I

paused cuz they wrote it as like two

words? Maybe it is two words.

>> Maybe not.

>> Goodbye.

Bye, Felicia.

Oh, there goes the toilet lid. So, what

even the heck is our artificial

intelligence? I mean, obviously, we're

turning a new page of now EPS

profitability, which is great because,

you know, it means we can finish out our

rental renovations for the deals that we

acquire, and certainly we can go do more

acquisitions and scale them more. But it

also means we can now hire developers

and scale our artificial intelligence

even faster, which is great. But what is

the big benefit of our artificial

intelligence? Well, in my opinion, when

people buy a home, they want to know, is

their net worth going to go up or down

based on that acquisition. And what I

find today is that there is no good

neural net other than what we've created

for actually helping you determine

whether a renovation is going to

increase your net worth or decrease your

net worth. And that's what we're

creating. We're creating an app which is

already built uh and we're creating more

features that look at properties and

rank them based on the condition of

those properties. Give you over time an

estimate of not only what the condition

adjusted value of the property is, but

how that compares to the market value of

that property and renovation cost in

your area. And then essentially lets you

say, "Hey Kevin, if I go buy this and

renovate the kitchen and bathrooms,

painting it and floor it, how much would

my net worth go up?" Now, the beauty is

automatically across the entire country

without having to go back to servers

every single day. I'll explain that in

just a moment. We can rank every single

property that hits the market in America

by how much it potentially changes

changes your net worth. We believe that

is ridiculously valuable not just to

homeowners or to flippers or to

investors or to institutions, but we

also think it's exceptionally valuable

to people who want to renovate. Imagine

you take a picture of your bathroom and

you're like, "Man, I want to renovate

this bathroom. How much is my net worth

going to go up if I do this renovation?

Well, you can see based on the market

value of uh what your property is worth

right now, how much you're into it for

relative to how much it would cost to

renovate the bathroom and how much that

could potentially change the market

value of your property, all in an app."

And see, the cool thing is regarding

servers, you know, people always say,

"Oh, well, you know, your your compute,

your compute, why you spend all this

money on compute?" surprisingly because

we just have to rank all the properties

that people that hit the market on a

daily basis or that people upload to us

because we could just rank those once we

can then feed them to people who pay the

monthly fee for the service without any

extra server cost or nominal extra

server cost. I think there's a huge

advantage to this. This actually means

we could scale our product ridiculously

fast. I actually think that, you know,

it's surprising to me that people

haven't actually gotten into developing

real estate artificial intelligence

products like this. And somebody could

potentially buy the the I mean, if it

were for sale, I'm not offering it for

sale, but somebody could potentially buy

our artificial intelligence software and

get so far ahead in the world of

artificial intelligence to real estate

because nobody's doing this. That's

because, you know, I go to these

properties on nearly a daily basis to

find out, hey, how are our renovations

progressing? And I'm looking at the cost

and value of these renovations on a

daily basis. And we're going, okay, all

right. This is what's making money right

now. These are the trends. This is

what's in. This is what's not making

money on renovations. Here are the

mistakes to identify. Here are the

mistakes to avoid. And we can

incorporate that and train our neural

nets to do that. I spend a lot of time

training our neural nets. And so it's

actually coming from somebody who's a

real estate investor and has been a real

estate broker for, you know, what, 13

years as a broker, uh, 15 years in the

real estate game. And so this is what I

do for a living. And this is amazing

because it gives us an opportunity to

scale this product to realtors across

the nation. So that way if you know,

realtor Mike, let's say, uh, is in a

listing appointment with his client and

all of a sudden a great deal hits the

market, you know, some house over here

hits the market and, uh, the the client

gets a notification from the meet Kevin

app via, you know, Mike, the realtor

that says, "Hey, this actually looks

like it's a good deal." All of a sudden,

Mike comes back and says, "Wow, I got a

client who's ready to write an offer on

a deal. Kevin Zap already did the

valuation, already prioritized the deal,

and has us over there looking at it

before other people are looking at it.

To me, that's really valuable. Now, of

course, then people start wondering, oh,

you know, but is there now what if

everybody's using the app? It's a thing.

Not everybody does, and the people who

win will be the people who do in my

opinion. So, I'm really excited about

that. So, when people ask me about

Kevin, like where do you see this going?

Well, I see the total addressable market

for this software basically being as

many people buy homes and sell homes

every single year plus the people who

renovate homes. You've got four to 6

million transactions every single year

on average. That's huge. That's just

America. That's not even international.

And so, I think there's a huge value.

And we don't even rely, we don't even

need like artificial general

intelligence or some kind of big

increase in in AI compute capabilities

to keep blowing up what we're doing. We

don't need any of that. What we need is

just what we have right now, our dev

team, which we're hiring a couple more

for our dev team. Uh, and then what?

We'll scale it. Now, fortunately, we get

a heads up or sort of a a leg up, if you

will, by advertising for free on

YouTube. this AI that we have. A lot of

other startups don't have that benefit.

And so I'm really grateful that we're

able to do this. But what it means is

we've got to get to this next phase of

now working with venture capital folks

who look at this and go, "Wow, we can

market this." And so as a result, we're

like, "Okay, we'll start our marketing.

We'll be the proof point. And from

there, we're going to close our reggae

fund raise because why pay a 5% yield to

people, which we're doing, you know, I

mean, if somebody locks this in, I mean,

you could technically invest with wire,

a credit card, no fees. I don't

recommend that. I never recommend taking

on debt uh to make an investment, but

you can do that at househack.com. Just

make sure you read the offering

circular. You know, every investment has

risk. But what's remarkable to me is I

think this offering like I want to

invest more in it too before we close uh

at the end of this year because I see

this long-term potential. And every time

I make a video like this, I get comments

from y'all that say, "Hey, you should

include this. You should get Canada in.

You should get Europe in. You should

make it so that you know we can identify

code value uh uh violations when we uh

submit pictures of a property or

pictures of a panel or whatever." And we

can we can do all of that over time. And

so I think that and just this excitement

over what we're doing has moved us to a

state of profitability, which is really,

really exciting. And knock on wood, we

can keep this going. On top of that, we

get to now farm R&D tax credits, which

is just remarkable. But anyway, point

is, Houseack is closing its fundra

kicking butt. So for the people looking

for an update on Houseack, here it Why

not advertise these things that you told

us here? I feel like nobody else knows

about this.

>> We'll we'll try a little advertising and

see how it goes.

>> Congratulations, man. You have done so

much. People love you. People look up to

you.

>> Kevin Pra there, financial analyst and

YouTuber. Meet Kevin. Always great to

get your take.