5 Millionaire Tricks to Maximize your Income & Wealth in 2023.

in this video we're going to talk about

five ways you can optimize your life and

make more money in the recessionary

environment of 2023 and if you want all

of my life hacks make sure to check out

the programs on building your wealth

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really I think want to be of the mindset

of how can I go make more money right

now how can I study harder how can I

understand more of what's going on so

that way

you know you're not um what what you're

you're insulating yourself the best way

possible but you're also making the best

investments potentially at the bottom of

the market uh and uh and you're making

yourself more resilient you're growing

your business more or whatever it is

you're doing you're providing more value

at your workplace you know I this is

actually I think one of the best times

that if you're an employee to provide

value uh to your job or to to the career

that you're in so I would make the

argument that right now 2023 is the

absolute best time for you to look at

whatever it is you are doing and say how

can I work harder how can I wake up an

hour earlier every morning how can I

improve my skills how can I provide more

value at my job and I don't want you to

think about what your net worth is put

your stupid net worth in a box and

forget about it for 2023. don't worry

about it work harder the harder you work

the luckier you're going to get and I

think now is that time where you really

want to be that person that says I'm

going to increase my skills I'm gonna

get another license to help provide

value my jobs uh you know if you're

working in finance I'm going to start

studying for a CFA you know Certified

Financial Advisor license or not

licensed certification so that way I

know how to do uh Financial modeling

better than the next guy I'm going to

learn how to type better I'm going to

learn how to use chat gbt better I'm

going to learn how to uh code better

whatever it is that you can do to

provide more value now's the time to do

that even if it means spending money on

some more education you know even though

people are tighter with their money uh

and you know I personally believe now is

the best time to invest in yourself and

your education sure perfect opportunity

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everything that I know about investing

in real estate or stocks or finances or

businesses or growing businesses

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agent doesn't matter entrepreneur

working at a business doesn't matter uh

tax tricks for tax season doesn't matter

all of them are there

but this is the best time to learn how

to be a better you essentially to to

build a better routine one of the tricks

and this is uh so so here are some some

tricks that I would try to help guide

you on uh trick number one that I like

to use is I like to uh think of every

day as an opportunity to optimize

something uh now I think that's really

interesting because a lot of people

don't right every single day we we wake

up and then it's not uncommon to look

and go uh still haven't sorted those

sweaters away or then you go downstairs

and go I still haven't changed that

light bulb still haven't fixed that

light switch still haven't put a charger

there where I usually leave my phone

still haven't found the same spot to put

my phone every day I think you should

try every single day and not to fix all

of the problems in your life but

optimize one thing every single day

optimize one thing make one thing just

slightly better and when you do that

it's surprising how

over time these benefits compound and

all of a sudden you're not looking for

your phone anymore because you leave it

in the same place you get a routine of

optimizing by leaving your watch in the

same place and every day every single

day and all of a sudden you're a more

efficient person on a daily basis that's

an easy number one thing you could do is

optimize something every single day the

number two thing to do is just a

reiteration of what I've already said

which is learn something and and do that

now that is probably the best thing uh

to do is what can you start learning now

most of the time we think okay yeah all

right whatever I'll enroll in a license

licensing course in the future oh okay

I'll learn how to type better in the

future no do it today do it now what's

stopping you from doing it now oh you

don't want to print out the form that

you have to sign and send him well then

let that be the thing that you optimize

today

but the other thing is really I think

and this one sounds basic but you want

to throw as much money as you can into

optimizing your self so if that means

throwing money into your business as an

entrepreneur if that means throwing

money at your Investments or or again

you know spending money on on education

do it even in a recession even though

that's painful Now's the Time to do it

now's not the time to spend money on

vacations or butter as I say you know

it's the rules of guns and butter guns

gain value over time butter loses value

and melts away over time so stay away

from the fancy clothing and and the the

you know the new car or whatever people

regularly ask me they're like oh Tesla

just cut its prices on its cars should I

go buy a car no that's stupid what you

should do is prepare to go buy real

estate every single one every single

person listening to this video should be

thinking about buying real estate the

reality is only about 64 of Americans

own real estate and generally they're

much older Americans

every single so that means probably uh

maybe only 50 percent of you are

homeowners listening to this right now

that's sad we have to flip that

everybody should be thinking about being

a homeowner people like oh I don't know

you know I'm thinking about moving in

two years so what built-in reason to

bank hack baby oh I don't know I I you

know I don't have enough money buy

something smaller oh I don't know I

gotta work on my credit have you called

A lender to have your credit run to see

what you can qualify for with your

credit the way it is now probably not

because you're convincing yourself that

you can't get to the next level so in

addition to

uh optimizing something every day and

spending on your uh you know not

spending on butter and optimizing your

spend for yourself and your Investments

do stuff now get the pre-approval letter

now call a mortgage lender right now

well maybe not because I'm filming this

at 6am uh California time but um

you know what when whatever there's a

normal opportunity call go on Yelp right

now and and call A lender here's how

easy it is okay we're gonna go to

yelp.com and we're gonna go to I don't

know Chicago all right so let's say I'm

a chicagoan

and uh we're gonna go Chicago Illinois

and I'm just gonna put in uh mortgage

lender there we go

throw that in throw in mortgage Lander

hit enter everybody should be doing this

all right we got the sponsored results

up for up front

generally a big fan of skipping the

sponsored results all right so what do

we got here we got the Molitor Financial

Group dude this guy's got like a perfect

rating 111 reviews this is awesome we

got Lakeside Bank over here great you

know what banks are great for credit

unions this guy's probably a mortgage

broker there's you can call both of them

like it's not that hard uh let's see

that guy's a realtor a n Mortgage

Services women owned and operated but I

don't really care if you're a dude or

woman I honestly don't give a crap but

I'll probably call you too because uh

now I'm gonna call a broker I'm gonna

call a bank and then I'm gonna call you

know a company that maybe isn't as busy

because you're not at the top of the

list and you know what what else so now

I'm gonna call three people go hey what

do you need for me to get pre-approved

they're going to send you a needs list

and guess what all of the stupid needs

lists are going to be the same literally

all of them are gonna go two months of

bank statements driver's license two

years of tax returns

W-2s social security number pay stub

simple it's all the same basket of crap

that they're gonna ask you for why

because they're all gonna sell your loan

to Fannie and Freddie and so what do you

do you make a little Google drive folder

and in that Google drive or Google drive

folder you put all the crap

and then what do you do you change the

little security setting to to people

you've invited and you invite the

different lenders

and guess what anytime one of them asks

well like oh well I also need a letter

explanation for this or whatever drop it

in the Box because guess what if one of

them needs it they're all going to end

up needing it so now all of a sudden

you're getting three quotes doing

exactly the same work oh and guess what

you're like oh but Kevin aren't they

gonna need like a loan application

they're all going to want their own nope

there's something in America called the

uniform loan application it's literally

the same damn form with sometimes like a

different logo at the top

just put a filled out uniform loan

application in it they will all be able

to use the same thing they're like oh

but we need a schedule of real estate

and a schedule of Investments and a

schedule of accounts or whatever you

don't have to use their custom form make

your own little spreadsheet and drop it

in just put the same info in

it's so stupid proof

and then now you have a little bucket

that you could just send to anyone you

want to qualify you know you go to a

listing and the listing agent's like oh

this is a bank foreclosure you have to

use our lender guess what here's my

Google Drive

it's that simple so uh you know while I

don't think it's the best time to buy

yet I think you probably still have

another six to nine to 12 months to wait

just work on your pre-approval now you

know and start looking start getting

exposed to real estate now you don't

want to be in a situation where it's

like oh crap I Gotta Buy now and you

don't even you you don't even know where

you're buying yet you know so uh that's

really important so uh what's another

thing that you can do to optimize uh I

personally believe and so we'll call

this the fifth thing that you could do

to optimize your life uh we'll call it

the the five things you could do to

optimize and become a millionaire uh I

don't know in in 2023

uh the the fifth thing that I think is

really important and and I'm not just

like look uh you know there's this old

saying like oh do as I say not as I do

like people give advice and then they

don't actually do it themselves

everything that I just told you

I am doing myself I put my money where

my mouth is I'm investing in myself I'm

investing my businesses I'm investing my

education I'm optimizing every single

day I'm uh spending uh as little money

as possible on on butter

um

and I'm spending as much money as

possible again on my businesses uh

because that's really important right

now we're not we're not focused on oh

let's go on vacations with the kids and

go to Disney and go and cruises or this

that or whatever that was last year

right I'm looking at this here and then

even last year we toned it down a lot

because we're like I'm going to

recession every time we gotta tone this

down and focus on investing in the

business instead so we're kind of tuning

that dial

that's all I'm doing right now but um

the the fifth thing that I'm doing that

I think is actually really useful and

important is waking up at the same damn

time every day now I know that sounds

hellish but

damn it's been so good I've I have never

done this in my life uh I've always

always slept in on the weekend uh and

and sleeping in for me might be like 7

A.M okay

I've always done that but it's Saturday

right now it's my birthday and I woke up

at 3 30 which guess what my time is set

my my alarm clock is set to every single

day of the week

3 30 baby 3 30. and now guess what I'm

in this routine where when I wake up at

3 30 yeah don't get me wrong it still

sucks I'm still tired but I was tired

enough the day before to go to sleep by

nine uh that still gives me my you know

the six and a half hours to where six

and a half hours plus four cups of

coffee I function but I've also

optimized by realizing that I can't have

coffee at 4 pm anymore because then I

can't go to sleep at eight right or not

at eight at nine uh and so I've

optimized by Banning myself from

drinking coffee past 12. I've optimized

by making sure I wake up every single

day at the same time it works really

well again it sucks because it's a

weekend but honestly

kind of like this

um

you know another way of optimizing

and this is a little bit more specific

to my business but I'm constantly

changing stuff and optimizing is by

having this routine of doing these

larger live streams in the morning with

everyone and it's so good because it

gets all all the content that I want to

cover covered for the day and then I'm

not running back and forth between the

studio and so then I can focus on people

in in in in our business whether that's

real estate agents uh lenders flying

Pilots pilot managers

um whether that's uh employees uh you

know hiring whatever it is

I get to work with everyone and now now

we're doing more research than ever

before it's remarkable it's actually

really exciting so these optimizations

really really make a big difference

thank you Robert for donating twenty

dollars and and wishing me a happy

birthday I will enjoy that when I go

paintball later today

that's what we're doing for my birthday

I I don't I don't know if if I'll I'll I

I'm doing the tough guy right now I

don't know if I will when it actually

comes push push comes to shove but I

told everyone at least one match we need

to do uh everyone else one strike you're

out Kevin maybe like three strikes

you're out but everyone in the office

versus Kevin so it'll be like a you know

like a 10v1 or something like that uh

uh if I get bomb rushed I'm screwed but

uh

[Laughter]

but I think it'll uh it'll it'll be

pretty entertaining so so we'll we'll

see what ends up happening anyway uh so

so I think these These optimizations are

really important uh what's another thing

that I could think about for optimizing

uh the the uh one thing that that I have

noticed is uh it's

if I drink too much alcohol the day

before 3 30 sucks so another thing is

maybe there's a reason they say five

It's Five O'Clock Somewhere because it's

probably better to have your five

o'clock drink if you're gonna go to

sleep at nine then having your drinks at

like eight because then you're not going

to get that deep REM sleep because

alcohol prevents you from going into

deep sleep as long or as deep and so you

don't actually get that refreshing sleep

and I know sometimes people are on the

internet like you know don't talk about

alcohol that's Taboo it's like no it's

life uh I'm a big fan of I I haven't

opened this Tesla tequila I like cheap

tequila

um because I don't like spending money

on alcohol I actually much prefer

drinking at home uh because it's so much

cheaper and then having a barbecue or

whatever which people were getting mad

at me for calling having hot dogs

barbecue I guess hot dogs aren't

barbecue you you barbecue you can

barbecue hot dogs but that's not called

barbecue I didn't know that so sorry to

all the Texans that I offended I didn't

know but anyway now I know anyway um I

think it's much better uh to kind of

like consolidate your drinking between

like five and six and then stop you know

just have a little more if you wanted to

in that time for it and then stop

because if you drink too late and you're

going to bed early it just screws you up

the next day real bad yeah so so let

your body detox while you're still awake

it's a good idea so we'll call that tip

number six

that's grilling ah okay good to know

thank you for that

uh uh oh Mikey says get ready to have

balls coming at your face you will be a

sticky Mess by the time you're done