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Trading 212 Portfolio Update: I Bought 3 NEW ETFs!

10m 34s2,015 words279 segmentsEnglish

What this video covers

The creator reviews their investment portfolio performance, which currently stands at roughly £88,000 and is outperforming the S&P 500 year-to-date. In response to viewer interest, they are launching a separate growth portfolio targeting £300 in monthly contributions to complement their core dividend strategy. Long-term goals include generating £10,000 in annual passive income within seven years and achieving a £1 million net worth by age 50.

Key takeaways

  • Portfolio valuation is approximately £88,000, outperforming the S&P 500 by over 8% over the past year.
  • Royal Dutch Shell and the LDG ETF are top-performing holdings, while Barclays has been the main underperformer.
  • A dedicated growth portfolio is being introduced with a planned monthly contribution of £300.
  • The growth portfolio's initial 60/30/10 allocation consists of a core Vanguard all-world fund, IITU (tech sector), and WLDDS (small caps).
  • Potential portfolio overlap between the all-world fund and the small-cap ETF is under consideration for future adjustments.
  • The primary financial milestones are reaching £10,000 in passive dividend income in roughly 7 years and hitting £1,000,000 within 11 to 14 years.

Topics covered

Current Portfolio Performance and Holdings
The overall portfolio sits at around £88,000, generating £2,801 annually (£233 per month) in dividend income. Strong gains in Shell and quality-focused ETFs like LDG have offset lagging positions like Barclays, resulting in broad market outperformance.
New Growth ETF Allocation
To supplement the income portfolio, a distinct growth strategy has been initiated using a 60/30/10 ETF split across a broad global core, focused US technology (IITU), and global small caps (WLDDS), designed to channel future capital gains into dividend assets.
Long-Term Financial Targets and Milestones
The creator aims to reach £10,000 in annual dividend income in about seven years and a total target of £1 million within 11 to 14 years by maximizing ISA allowances and factoring in pension investments before turning 50.
“I remember when I bought this, everyone was like, "Why on earth are you buying that?"”
▶ 1:45 · HEAR IT IN THE VIDEO

FULL TRANSCRIPT

0:00

I've just added £1,500 into my stocks

0:03

and shares ISA. Some of my stocks over

0:04

the last three or four weeks have been

0:06

doing amazingly well, even though I've

0:08

seen a couple of people's portfolios

0:10

completely melt with the growth side of

0:12

it. Which brings me on to why I've added

0:15

three new ETFs. I'm building a growth

0:17

portfolio as well now. But I'll explain

0:19

why I've chosen them, what my journey

0:21

is, and the goal. The goal overall for

0:23

what I'm trying to achieve to get to a

0:25

million within my portfolio by the age

0:28

of 50. I'm on track massively actually.

0:30

But

0:32

stock market crash is incoming. Are we

0:34

maybe? Who knows? Before we go on

0:36

though, this is not financial advice.

0:38

This is my personal portfolio, my

0:40

personal reflection and my own monies

0:43

going into this. Okay. But in terms of

0:45

my portfolio value right now, in terms

0:47

of my overall portfolio, it is currently

0:49

at 88,000 roughly, give or take. This

0:53

data isn't the best. This is new. This

0:54

is my new portfolio analyzer on my plus

0:57

membership. I am doing some big boy

1:00

updates to this. So just it is quite raw

1:02

but as you can see it's doing aok okay

1:05

at the minute in terms of the

1:07

performance of the year going on to

1:09

trading 212 it has been absolutely

1:12

fazzy. I cannot complain about this at

1:14

all. There will be someone in the

1:16

comments going but if you were in the

1:17

graph portfolio you would have I

1:18

probably I disagree. I think I would

1:20

have probably done just as well. Um the

1:22

income side of it going pretty well too.

1:25

So everything is hunky dory. Yes, I do

1:28

need to add £14,491

1:31

remaining by April. So, I do need to

1:34

pluck some numbers out my ass somehow. I

1:36

might have to sell the dog. In terms of

1:38

the biggest winners or losers in my most

1:40

recent history, I'm using Snowball to

1:42

showcase this, but basically, long story

1:45

short, Shell has been amazing. I

1:46

remember when I bought this, everyone

1:47

was like, "Why on earth are you buying

1:51

that?" Well, there you go. I could say

1:55

I'm amazing, but I'm going to showcase

1:57

my loser in a minute. So, you can

1:59

probably see there's an offset here.

2:00

But, as you can see, the world of like

2:03

energy prices, gas, whatever, oil, etc.,

2:07

is going to play a factor in what is

2:09

going to be achieved with earnings and

2:11

the situation around revenue on the

2:13

well, Shell, BP, etc. So, Shell, it's a

2:17

top quality company in my opinion.

2:18

Anyways, in terms of my biggest loser at

2:21

the minute is actually Barclays. It's

2:23

not terrible. I mean, I'm not going to

2:25

cry about it, but overall, yeah, it's

2:28

not doing well. Um, so yeah, may well

2:31

recover. There is issues with taxation

2:35

around banks now with the budget, but

2:37

also as well there was some situations

2:39

around some complaints around customer

2:42

side of it, uh, data and stuff. So,

2:43

there's issues there, but it's still top

2:46

quality. Still, in my viewpoint,

2:48

probably one of the better ones to have,

2:51

but it's not going to be all sunshining

2:53

rainbows. In terms of my best at the

2:56

minute ETF is LDG, this has done

2:59

phenomenal. It doesn't look amazing, but

3:01

ultimately I've been buying quite a few

3:02

in in little intervals, but as you can

3:04

see, overall total gains 8%. I cannot

3:08

complain with that. So, yeah, it's

3:10

pretty good. 500 quid in dividends as

3:12

well. So, it's quite a good one.

3:14

Personal opinion is quality and I feel

3:17

like with the world of growth stocks

3:20

doing a little bit iffy defensive

3:22

companies such as quality companies like

3:24

this is what this one tracks, this will

3:27

probably do pretty well, which is good.

3:29

But before I go on, in terms of how my

3:31

[snorts] portfolio looks in terms of

3:32

scoring, it's all right. Resilient wise,

3:35

it's good. geographical area. It's

3:38

pretty much UK, a bit of America, a bit

3:40

of Japan, a bit of everything. It's not

3:41

too crazy. Very little duplication as it

3:44

stands at the minute, but that will

3:45

probably change in terms of if I look at

3:47

isolation of my growth portfolio, but

3:49

things are looking pretty good to be

3:50

fair. The first ETF that I bought is the

3:53

Valve fund from Vanguard, which is by

3:55

far one of the better ones out there.

3:57

This is going to be the foundation layer

3:59

of this because it probably will do a

4:01

similar sort of performance as the the

4:02

old world fund. They do offer really

4:05

good returns. So, it just makes sense to

4:07

have that as a core and it has a little

4:09

bit of small caps in there. I don't

4:10

think it will outperform the old world

4:12

fund, but we'll see. The next one is

4:16

IITU, which is basically the information

4:19

technology sector of the S&P 500. Pretty

4:22

much this is pretty concentrated. It's

4:25

pretty crazy this one. So, this is the

4:27

30% little split essentially you can

4:30

argue of the volatility. It's pretty

4:32

good. But it performance has been very

4:34

good. You could see that this could be

4:35

very very interesting. Over the last

4:37

month is down a bit. So it's not a bad

4:39

thing to be down at the minute in terms

4:41

of value, but in terms of what it

4:43

actually has, you can see it's got all

4:45

the big boys in there. Quite obvious. So

4:47

yeah, it's very heavy with certain

4:49

things and that's what we want. And a

4:51

popular one with my users who watch my

4:55

content is WLDDS.

4:58

Now, let me know in the comments if

5:00

there's anything else you'd do or change

5:02

or have, but this is small cap. So, this

5:04

is only 10%. So, basically, long story

5:06

short, I have all world with small caps.

5:09

I have technology, information

5:12

technology in that little sector. And

5:14

then I have small caps as well with a

5:16

little 10% kind of push to the upside.

5:18

So, basically [snorts] just improves the

5:21

exposure a little bit to small caps.

5:23

Basically, it's easiest way of doing it.

5:24

But again, we'll see how the small caps

5:28

do. Only 10% on this one, but over the

5:30

last year or so, it's been pretty good.

5:32

We may well see small caps do well

5:34

longer term because people are money

5:36

moving money around at the minute. So,

5:38

we'll see how it goes. But again, it may

5:41

change, it may not. This is the one

5:42

that's up for debate because I've

5:44

already got small caps in Val. So,

5:46

unless I find another little satellite

5:48

sector, which I could, but we'll see.

5:51

But the reason why I've built this is

5:53

because you lot have been asking me for

5:54

a very long time, do a growth portfolio.

5:56

So here I am. I'm starting it anyways.

5:59

Will I buy individual stocks?

6:00

Potentially, yes, I will add to it. It's

6:03

just at the starting point. I've only

6:04

put 100 quid in at the minute. This is

6:06

to separate the longerterm growth plan

6:08

of the income portfolio. And it gives me

6:11

something else to talk about and monitor

6:13

and look in terms of how it does and be

6:15

able to look at each one separately. But

6:17

the long-term plan with this is to

6:19

contribute 300 pounds per month on

6:21

average within this portfolio to see how

6:24

it goes. And if I do get some profit or

6:27

value appreciation, a capital

6:28

appreciation, and it goes a bit crazy, I

6:31

could be able to move that into the

6:33

dividend pie, which is kind of the aim

6:35

anyways. But just a warning, don't go

6:37

copying. I'm not putting this pie up

6:40

publicly just yet. As I say, I've still

6:43

got a little bit of a contentious thing

6:45

around that small cap fund there,

6:47

whereas I'm kind of duplicating it. I

6:49

could quite easily put another satellite

6:51

in there of something totally different,

6:53

which is probably the better way of

6:55

doing it realistically when I think

6:56

about it. So, we'll see how it goes.

6:58

Problem is though, if I go with

7:00

semiconductors or whatever, I'm going to

7:03

have overlap anyways with whatever fund

7:05

I use. So, that's going to be the

7:06

biggest issue here. Whether I just go

7:08

with one or three or two is another

7:12

situation as well. Now to get to roughly

7:15

£10,000 passive income on this

7:18

portfolio, we're looking about seven

7:20

years based of the dividend yield and

7:22

the dividend growth with the

7:23

contributions of me filling it by 20K

7:25

every single year. So there's a

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