Trading 212 Portfolio Update: I Bought 3 NEW ETFs!
What this video covers
The creator reviews their investment portfolio performance, which currently stands at roughly £88,000 and is outperforming the S&P 500 year-to-date. In response to viewer interest, they are launching a separate growth portfolio targeting £300 in monthly contributions to complement their core dividend strategy. Long-term goals include generating £10,000 in annual passive income within seven years and achieving a £1 million net worth by age 50.
Key takeaways
- Portfolio valuation is approximately £88,000, outperforming the S&P 500 by over 8% over the past year.
- Royal Dutch Shell and the LDG ETF are top-performing holdings, while Barclays has been the main underperformer.
- A dedicated growth portfolio is being introduced with a planned monthly contribution of £300.
- The growth portfolio's initial 60/30/10 allocation consists of a core Vanguard all-world fund, IITU (tech sector), and WLDDS (small caps).
- Potential portfolio overlap between the all-world fund and the small-cap ETF is under consideration for future adjustments.
- The primary financial milestones are reaching £10,000 in passive dividend income in roughly 7 years and hitting £1,000,000 within 11 to 14 years.
Topics covered
- Current Portfolio Performance and Holdings
- The overall portfolio sits at around £88,000, generating £2,801 annually (£233 per month) in dividend income. Strong gains in Shell and quality-focused ETFs like LDG have offset lagging positions like Barclays, resulting in broad market outperformance.
- New Growth ETF Allocation
- To supplement the income portfolio, a distinct growth strategy has been initiated using a 60/30/10 ETF split across a broad global core, focused US technology (IITU), and global small caps (WLDDS), designed to channel future capital gains into dividend assets.
- Long-Term Financial Targets and Milestones
- The creator aims to reach £10,000 in annual dividend income in about seven years and a total target of £1 million within 11 to 14 years by maximizing ISA allowances and factoring in pension investments before turning 50.
“I remember when I bought this, everyone was like, "Why on earth are you buying that?"”
FULL TRANSCRIPT
I've just added £1,500 into my stocks
and shares ISA. Some of my stocks over
the last three or four weeks have been
doing amazingly well, even though I've
seen a couple of people's portfolios
completely melt with the growth side of
it. Which brings me on to why I've added
three new ETFs. I'm building a growth
portfolio as well now. But I'll explain
why I've chosen them, what my journey
is, and the goal. The goal overall for
what I'm trying to achieve to get to a
million within my portfolio by the age
of 50. I'm on track massively actually.
But
stock market crash is incoming. Are we
maybe? Who knows? Before we go on
though, this is not financial advice.
This is my personal portfolio, my
personal reflection and my own monies
going into this. Okay. But in terms of
my portfolio value right now, in terms
of my overall portfolio, it is currently
at 88,000 roughly, give or take. This
data isn't the best. This is new. This
is my new portfolio analyzer on my plus
membership. I am doing some big boy
updates to this. So just it is quite raw
but as you can see it's doing aok okay
at the minute in terms of the
performance of the year going on to
trading 212 it has been absolutely
fazzy. I cannot complain about this at
all. There will be someone in the
comments going but if you were in the
graph portfolio you would have I
probably I disagree. I think I would
have probably done just as well. Um the
income side of it going pretty well too.
So everything is hunky dory. Yes, I do
need to add £14,491
remaining by April. So, I do need to
pluck some numbers out my ass somehow. I
might have to sell the dog. In terms of
the biggest winners or losers in my most
recent history, I'm using Snowball to
showcase this, but basically, long story
short, Shell has been amazing. I
remember when I bought this, everyone
was like, "Why on earth are you buying
that?" Well, there you go. I could say
I'm amazing, but I'm going to showcase
my loser in a minute. So, you can
probably see there's an offset here.
But, as you can see, the world of like
energy prices, gas, whatever, oil, etc.,
is going to play a factor in what is
going to be achieved with earnings and
the situation around revenue on the
well, Shell, BP, etc. So, Shell, it's a
top quality company in my opinion.
Anyways, in terms of my biggest loser at
the minute is actually Barclays. It's
not terrible. I mean, I'm not going to
cry about it, but overall, yeah, it's
not doing well. Um, so yeah, may well
recover. There is issues with taxation
around banks now with the budget, but
also as well there was some situations
around some complaints around customer
side of it, uh, data and stuff. So,
there's issues there, but it's still top
quality. Still, in my viewpoint,
probably one of the better ones to have,
but it's not going to be all sunshining
rainbows. In terms of my best at the
minute ETF is LDG, this has done
phenomenal. It doesn't look amazing, but
ultimately I've been buying quite a few
in in little intervals, but as you can
see, overall total gains 8%. I cannot
complain with that. So, yeah, it's
pretty good. 500 quid in dividends as
well. So, it's quite a good one.
Personal opinion is quality and I feel
like with the world of growth stocks
doing a little bit iffy defensive
companies such as quality companies like
this is what this one tracks, this will
probably do pretty well, which is good.
But before I go on, in terms of how my
[snorts] portfolio looks in terms of
scoring, it's all right. Resilient wise,
it's good. geographical area. It's
pretty much UK, a bit of America, a bit
of Japan, a bit of everything. It's not
too crazy. Very little duplication as it
stands at the minute, but that will
probably change in terms of if I look at
isolation of my growth portfolio, but
things are looking pretty good to be
fair. The first ETF that I bought is the
Valve fund from Vanguard, which is by
far one of the better ones out there.
This is going to be the foundation layer
of this because it probably will do a
similar sort of performance as the the
old world fund. They do offer really
good returns. So, it just makes sense to
have that as a core and it has a little
bit of small caps in there. I don't
think it will outperform the old world
fund, but we'll see. The next one is
IITU, which is basically the information
technology sector of the S&P 500. Pretty
much this is pretty concentrated. It's
pretty crazy this one. So, this is the
30% little split essentially you can
argue of the volatility. It's pretty
good. But it performance has been very
good. You could see that this could be
very very interesting. Over the last
month is down a bit. So it's not a bad
thing to be down at the minute in terms
of value, but in terms of what it
actually has, you can see it's got all
the big boys in there. Quite obvious. So
yeah, it's very heavy with certain
things and that's what we want. And a
popular one with my users who watch my
content is WLDDS.
Now, let me know in the comments if
there's anything else you'd do or change
or have, but this is small cap. So, this
is only 10%. So, basically, long story
short, I have all world with small caps.
I have technology, information
technology in that little sector. And
then I have small caps as well with a
little 10% kind of push to the upside.
So, basically [snorts] just improves the
exposure a little bit to small caps.
Basically, it's easiest way of doing it.
But again, we'll see how the small caps
do. Only 10% on this one, but over the
last year or so, it's been pretty good.
We may well see small caps do well
longer term because people are money
moving money around at the minute. So,
we'll see how it goes. But again, it may
change, it may not. This is the one
that's up for debate because I've
already got small caps in Val. So,
unless I find another little satellite
sector, which I could, but we'll see.
But the reason why I've built this is
because you lot have been asking me for
a very long time, do a growth portfolio.
So here I am. I'm starting it anyways.
Will I buy individual stocks?
Potentially, yes, I will add to it. It's
just at the starting point. I've only
put 100 quid in at the minute. This is
to separate the longerterm growth plan
of the income portfolio. And it gives me
something else to talk about and monitor
and look in terms of how it does and be
able to look at each one separately. But
the long-term plan with this is to
contribute 300 pounds per month on
average within this portfolio to see how
it goes. And if I do get some profit or
value appreciation, a capital
appreciation, and it goes a bit crazy, I
could be able to move that into the
dividend pie, which is kind of the aim
anyways. But just a warning, don't go
copying. I'm not putting this pie up
publicly just yet. As I say, I've still
got a little bit of a contentious thing
around that small cap fund there,
whereas I'm kind of duplicating it. I
could quite easily put another satellite
in there of something totally different,
which is probably the better way of
doing it realistically when I think
about it. So, we'll see how it goes.
Problem is though, if I go with
semiconductors or whatever, I'm going to
have overlap anyways with whatever fund
I use. So, that's going to be the
biggest issue here. Whether I just go
with one or three or two is another
situation as well. Now to get to roughly
£10,000 passive income on this
portfolio, we're looking about seven
years based of the dividend yield and
the dividend growth with the
contributions of me filling it by 20K
every single year. So there's a
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