The Most Expensive Insecurity

I want you to imagine two guys the same

age as you right now. Same city, same

income, exact same starting point. And

let's fast forward 10 years. Now, the

first guy, you knew him. You saw him out

every weekend. He always had the nicest

clothes, flashy watches, super nice car,

and he always looked like he was doing

well. And even if you followed him on

Instagram, I mean, it was very clean

aesthetic. Looked like the dude was just

balling out. And a lot of people

probably looked at this guy and thought

he was winning, yourself included. But

behind the scenes, he was carrying

$20,000 in credit card debt, and he had

less than $500 in his savings. And that

flashy car he was driving, that was

eating away at over a third of his

income every month. And let's go ahead

and fast forward 10 years and look at

him at age 35. He's stressed out. He's

stuck. And he's living for the weekend

because it's the only thing that makes

him feel like he has truly made it. So,

that is guy number one. Now, the second

guy, you probably didn't notice him as

much. He drove a regular car. He didn't

post flashy things online. He wasn't at

every event. He wasn't going out and

dropping hundreds of dollars at the bar

or going out to nightclubs every

weekend. But this guy was quietly maxing

out his Roth IRA every year. He was

getting his 401k match and he was

investing every single month without a

doubt. He wasn't spending money trying

to look rich. He was spending money

truly becoming rich. And guy number two

at age 35, he has options. He has

flexibility. He has real options. He can

quit a job that he hates. He can take 6

months off to go travel the world. He

can start something. He has his money

working for him while he sleeps. And the

thing that I want you to understand is

the gap between these two guys, it

didn't happen age 35 or 34. It happened

right now in their 20s. And that comes

down to the small decisions that you

make every single week, every single

month. The difference wasn't their

income. It wasn't luck. It was that one

guy cared about what other people

thought about him and the other guy

didn't. And this video is about making

sure that you are the second guy.

Because the last thing you need to do

for yourself is go broke trying to

impress people or, you know, trying to

look rich as much as possible. And

that's just going to keep you poor long

term. So before we jump into the video,

go ahead and comment down below what is

the most unnecessary thing that you have

purchased that you later regretted. All

righty. Now jumping into the video. So

what is actually going broke to impress

people? What does that actually look

like? Because a lot of people, they

don't think they do this, but they do,

even if it's subconsciously. And it's

not always obvious stuff. There are

quite a few different traps that people

fall into. So I'm going to break down

some of the most common traps that I

see. The first one is the car trap.

These are people that are buying or

leasing a car that is way above their

means because it looks good. There are

so many Tik Tok videos out there of guys

that make 50, 60, 70K that are trying to

buy $80,000 cars, 90,000 100 plus

thousand cars. And that is one of the

dumbest things you can do because just

like guy number one that I talked about

at the beginning, a large percentage of

his income was going to his car payment

just because he wanted to drive around

and have people look at him and think

that he was doing well. And the reality

of it is that even if you drive a 60

$70,000 car, it's probably not going to

turn heads. I mean, in my opinion, the

only time my head's turning is if it's

like truly an exotic car. Like I'm

talking like $1500, $200,000 car. And

even then, I don't think I would be able

to buy something like that unless if I

was making millions of dollars a year.

But the car trap is easily the most

common one. There are so many guys that

I know from either high school, right,

when they started making you I would

call it adult money where you go from

making minimum wage to making 50, 60,

70k a year. They immediately go out and

buy some like $60,000 truck, which is

just such a stupid decision because like

I said, that monthly car payment, it's

going to be a very high percentage of

your income and you want to avoid this

as much as possible. So, the car trap's

the first one. The next one is the

clothing trap. I think honestly women

tend to fall into this category more,

but you know, some guys still do, too.

And that is just buying designer brands

and wearing them as your personality.

Spending $300 on a shirt when you have

$500 in savings. Like, that is a stupid

decision. There are so many places that

you can shop nowadays, and I might even

make a whole video talking about this,

where you can buy really high quality

clothing for not that expensive. You

could buy t-shirts for 20, $30 a

t-shirt. That's not bad at all. You

don't need to be dropping $90, $100 on a

shirt or $250 to $300 on some jacket

that's not even that nice. You're just

buying it for the brand. I'm not saying

be super frugal and dress like a bum,

but there's definitely a happy medium

where you can buy really highquality

clothing and not have to completely

destroy your wallet. So, I'll probably

make a video on that in the future. But

still, the clothing trap, like I said, I

do think women tend to fall into this

category more, but there are some men

that really, really care about wearing

certain brands and having certain

designer brands and spending a ton of

money on clothes. So that is the

clothing trap. The next one is the going

out trap. What I mean by that is people

that go out to the bars every single

weekend. Whether it is going to bars or

clubs and they are dropping hundreds of

dollars on drinks every weekend. They're

getting expensive dinners, they're

getting bottle service, they're just

trying to post it to their Instagram

story and flex. And honestly, if you're

still doing that in 2026, it's kind of

cringe. It really is. Like, bro, I know

what your job is and I know what company

you work for. I can just Google how much

you make. Like, I know you're not, you

know, you're not balling like that and

that's okay. Hey, you don't need to

prove to people that you are. I think

the going out trap is something that

happens to a lot of people like right

out of college because during their time

in college, they go out to the bars a

lot and then once they get that adult

money, they kind of continue that. And

so, I think if you can avoid going out

to the bars every single weekend, and

honestly, I might even make a whole

video ranting about this cuz it's

something I've never gotten into, but it

can add up to a ton of money. I mean,

just think about it. If you spend $100 a

weekend at a bar, that is $5,200 a year.

Let's double that. Let's go $200 a

weekend. That's now 10 grand a year that

you're losing just to go out and buy

drinks, which is a lot of money in my

opinion, especially if you're only

making 50, 60, 70k a year, which I'm not

saying that's bad money, but if 20% of a

$50,000 salary is going out to, you

know, entertainment like that, that's a

pretty high percentage. So, you want to

avoid that trap. The next one is the

tech trap. These are people that are

upgrading their phone every year.

They're buying the newest AirPods.

They're buying the latest technology all

the time. I mean, it's just total

consumerism, final boss. There's an

entire niche of Tik Tok where people

just do that. They're constantly just

buying the newest technology. And if you

can monetize it and make money off of

it, okay, sure, that might make more

sense. But if you're just doing that